SworojagarMember SavingsTop rate
Rate p.a.
8.00%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
रू
Microfinance savings rates
We found 48 products
Class-D microfinance institutions (Laghubitta) are NRB-licensed lenders that serve low-income and rural members through group lending, deprived-sector and micro-enterprise credit, and member savings — not public fixed deposits. They run the highest rates of the four classes, within NRB caps. Compare their savings, loan and base rates below.
Updated from each microfinance institution's latest published rates (Bikram-Sambat month).
Best savings
Product typeRate p.a.
Best fixed deposits
Product typeRate p.a.
More options
Product typeRate p.a.
Recurring depositSoon
Foreign currency savingsSoon
Senior & women's savingsSoon
Compare savings rates
Member / Voluntary savings
41 products
Last updated: Ashwin 2083
NationalMember Savings
Rate p.a.
8.00%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
ChhimekMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
SwabalambanMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Free tool
Work out your monthly EMI in seconds
Enter the amount, rate and tenure — see your repayment before you apply.
Nerude MirmireMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
MithilaMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
KalikaMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
JanautthanMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
LaxmiMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
HimalayanMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
VijayaMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
NMBMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
ForwardMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Global IMEMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Stay ahead
Rates change every Bikram-Sambat month
Get the best deposit and loan rates delivered before they move.
ManushiMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
DeproscMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Jeevan BikashMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
AatmanirbharMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
AviyanMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
SamataMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
SamudayikMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Grameen BikasMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
NADEPMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
SupportMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Borrowing?
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Home, auto, business, margin & more — find your lowest effective rate.
Aarambha ChautariMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
AshaMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
GuransMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
GanapatiMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
InfinityMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
NIC AsiaMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
MahilaMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
NirdhanMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Unique NepalMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
UpakarMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
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Products, branch network, base rates and contacts — all in one profile.
DhaulagiriMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
CYC NepalMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
ShrijanshilMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
MatribhumiMember Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
MahuliMember Savings
Rate p.a.
7.36%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
MeroMember Savings
Rate p.a.
7.05%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
SwastikMember Savings
Rate p.a.
7.00%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Remittance / Special savings
7 products
Last updated: Ashwin 2083SupportRemittance / Special SavingsTop rate
Rate p.a.
8.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
NirdhanRemittance / Special Savings
Rate p.a.
8.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Unique NepalRemittance / Special Savings
Rate p.a.
8.00%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
JanautthanRemittance / Special Savings
Rate p.a.
8.00%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Free tool
Work out your monthly EMI in seconds
Enter the amount, rate and tenure — see your repayment before you apply.
Jeevan BikashRemittance / Special Savings
Rate p.a.
8.00%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
MatribhumiRemittance / Special Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
UpakarRemittance / Special Savings
Rate p.a.
7.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
How to choose a savings account in Nepal
The right savings account depends on how often you need access and the perks you value. Here's how to pick:
1
Match access to your needs: Normal savings gives flexible daily access; some higher-rate accounts limit withdrawals. Choose for how you'll actually use the money.
2
Compare across all 20 banks: Savings rates differ by bank and change every Nepali month. A quick comparison can lift your return meaningfully.
3
Check the remittance premium: If you receive foreign remittance, remittance savings usually pays the highest rate of any account type.
4
Mind the minimum balance: Many accounts are zero-balance, but others charge a penalty below a threshold. Confirm before opening.
5
Look at special accounts: Women's, senior-citizen, salary and student accounts often add bonus interest, free insurance or locker discounts.
6
Review monthly: Because rates reset each Bikram-Sambat month, it's worth re-checking and switching if a better rate appears.
Types of savings accounts
Nepal's banks offer several savings account types for different savers and goals.
Normal Savings
Flexible everyday access at a base rate (around 2.75%). Interest is calculated daily and usually paid quarterly.
Remittance Savings
For recipients of foreign remittance — typically the highest savings rate, often with zero minimum balance.
Salary Savings
Payroll accounts for salaried staff, frequently zero-balance with bundled insurance and free digital banking.
Senior Citizen
Bonus interest and priority service for eligible senior savers. Minimum age varies by bank (50–60).
Student / Minor
Guardian-operated accounts for children and students, often with low or zero minimum balance.
Recurring Deposit
Deposit a fixed amount monthly for a set term to earn FD-like returns without a lump sum.
Disclaimer
Rates aggregated from institutions' published disclosures; microfinance products are member-based and data may be partial. Confirm before applying.