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Infinity Laghubitta

Class D — MicrofinancePrivate

Gaidakot Municipality-2, Nawalparasi East (Nawalpur), Gandaki Province, Nepal ·

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Infinity Laghubitta Bittiya Sanstha Limited is a national-level NRB Class-D retail microfinance institution serving rural and marginalized communities across Nepal through group-based (Joint Liability Group) lending.

102
Branches
ATMs
16
Products
Asar 2083
Effective

Rates at a glance

Base rate
12.28%
Best FD
Best savings
7.50%
Home loan from
14.10%

Deposit rates

ProductTypeTenorDepositorRate p.a.
Member SavingsNormal Savingsindividual7.50%

Loan rates

ProductEffective rateBasePremium
General Loan14.10% (fixed)12.28%
Seasonal Loan14.10% (fixed)12.28%
Micro Enterprise Loan14.10% (fixed)12.28%
Personal Micro Enterprise14.10% (fixed)12.28%
Small Industry Loan14.10% (fixed)12.28%
Alternative Energy Loan14.10% (fixed)12.28%
Foreign Employment Loan14.10% (fixed)12.28%
Emergency Loan14.10% (fixed)12.28%
Infinity Samriddhi Loan14.10% (fixed)12.28%
Infinity Digital Loan14.10% (fixed)12.28%
Consumer Loan14.10% (fixed)12.28%
Housing/Land Loan14.10% (fixed)12.28%
Technical Education Loan14.10% (fixed)12.28%

About Infinity

Infinity Laghubitta Bittiya Sanstha Limited (ILBSL) is a national-level Class-D microfinance institution that began operations in 2017, headquartered in Gaidakot, Nawalpur (Nawalparasi East). It provides micro-loans and member savings to low-income, rural and marginalized members primarily via the Joint Liability Group (JLG) model, with a focus on financial inclusion and sustainable economic empowerment. As of its latest published figures it operates 102 branches across all seven provinces, serving about 111,483 members through 9,604 centers, with a loan portfolio of roughly Rs 5.81 Arba and deposits of about Rs 1.41 Arba. It is listed on NEPSE under the symbol ILBS and is increasingly embracing digitization through mobile banking and digital lending.

Source: infinitylbsl.com.np

Contact

Head office
Gaidakot Municipality-2, Nawalparasi East (Nawalpur), Gandaki Province, Nepal
Phone
+977-78-503301

Products & Services

Savings/Deposits

7
Asal Savings
Individual Savings
Group Savings
Daily Savings
Special Savings
Security Savings
Golden Future Savings

Loans

12
General Loan
Seasonal Loan
Micro Enterprise Loan
Personal Micro Enterprise Loan
Small Industry Loan
Alternative Energy Loan
Foreign Employment Loan
Emergency Loan
Infinity Samriddhi Loan
Consumer Loan
Housing/Land Loan
Technical Education Loan

Digital

3
Infinity Digital Loan
Mobile Banking app
Digital bill payment and recharge

Other

2
Joint Liability Group (JLG) micro-credit
Center/group-based member services

Digital & e-services

Internet banking
Fonepay QR
connectIPS
RTGS
Locker
Demat / DP
C-ASBA (IPO)
Trade finance (LC)

Deposit and loan rates effective Asar 2083, aggregated from the bank's published disclosures; card figures are indicative. Confirm with the bank before applying.