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BFIS Compare
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Hello, we're BFIS Compare

Nepal's free comparison for banking & insurance

Fixed DepositsLoansCredit CardsLife InsuranceNon-Life Insurance

Independent · Verified from NRB & NIA · Always free

130
Banks & insurers
360+
Insurance products
NRB · NIA
NRB & NIA verified
Free & independent
Updated monthly

Top Fixed Deposit rates this month

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Prabhu logo
PrabhuFixed DepositTop rate
Rate p.a.
4.55%
Tenor
121mo+
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Features
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
Min balance
—
NIMB logo
NIMBFixed Deposit
Rate p.a.
4.50%
Tenor
61mo+
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Features
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
Min balance
—
MBL logo
MBLFixed Deposit
Rate p.a.
4.50%
Tenor
3yr+
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Features
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
Min balance
—
NMB logo
NMBFixed Deposit
Rate p.a.
4.50%
Tenor
5yr+
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Features
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
Min balance
—
Sanima logo
SanimaFixed Deposit
Rate p.a.
4.50%
Tenor
61mo+
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Features
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
Min balance
—

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Compare every bank & insurer in Nepal — free

Fixed deposits, loans, credit cards and life & non-life insurance across 130 banks, finance companies and insurers — verified, dated and refreshed every Bikram-Sambat month.

Rates are aggregated from banks' published, NRB- and NIA-regulated disclosures. Information only — not financial advice.

Cheapest home loan rates

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Prime logo
PrimePrime Home LoanLowest
Effective rate
4.86%–9.86%
Base rate
4.86%
Premium
+0.00%–5.00%
Max tenure
—
Max LTV
—
Features
Effective rate = bank base rate + product premium, effective Ashwin 2083.
Product specification
Max tenure
—
Processing fee
—
Max amount
—
Nepal Bank logo
Nepal BankSharba Shulav Aawas Karja
Effective rate
4.92%–6.42%
Base rate
4.42%
Premium
+0.50%–2.00%
Max tenure
—
Max LTV
—
Features
Effective rate = bank base rate + product premium, effective Ashwin 2083.
Product specification
Max tenure
—
Processing fee
—
Max amount
—
MBL logo
MBLHome Loan (floating, up to NPR 20M)
Effective rate
5.31%–7.31%
Base rate
4.81%
Premium
+0.50%–2.50%
Max tenure
—
Max LTV
—
Features
Effective rate = bank base rate + product premium, effective Ashwin 2083.
Product specification
Max tenure
—
Processing fee
—
Max amount
—
Laxmi Sunrise logo
Laxmi SunriseHome Loan
Effective rate
5.32%–7.32%
Base rate
4.82%
Premium
+0.50%–2.50%
Max tenure
—
Max LTV
—
Features
Effective rate = bank base rate + product premium, effective Ashwin 2083.
Product specification
Max tenure
—
Processing fee
—
Max amount
—
NIMB logo
NIMBEco Home Loan
Effective rate
5.42%
Base rate
4.67%
Premium
+0.75%
Max tenure
—
Max LTV
—
Features
Effective rate = bank base rate + product premium, effective Ashwin 2083.
Product specification
Max tenure
—
Processing fee
—
Max amount
—

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How BFIS Compare works

INDEPENDENT. We aggregate every commercial bank's published rates so you see the whole market — not a favoured few.

FREE. Our comparison tables are completely free, and you don't need to share any personal data to use them.

TRANSPARENT. Every rate carries an effective date and source. We only earn from clearly-labelled 'apply' links and adverts.

VERIFIED. We pull rates straight from each bank's NRB-mandated monthly disclosures and verify them before publishing.

Data sourced from official disclosures

Nepal Rastra BankNepal Insurance AuthoritySEBONBank disclosures

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