NIMBFixed DepositTop rate
Rate p.a.
5.25%
Tenor
2yr+
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
रू
Best Fixed Deposit Rates in Nepal
We found 134 products
Looking for the best fixed deposit rates in Nepal? Our comparison covers every commercial (Class A) bank, so you can find the highest return for your tenor and depositor type — individual, institutional or remittance.
Under Nepal Rastra Bank rules, banks publish their deposit rates every Nepali (Bikram-Sambat) month. Our tables show the latest published rates with their effective date, verified before we list them.
Updated monthly* to show the latest published rates from Nepal's commercial banks. Click a category to see the full table.
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Product typeRate p.a.
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Product typeRate p.a.
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83 products
Last updated: Asar 2083
ADBLFixed Deposit
Rate p.a.
5.15%
Tenor
4yr+
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
PrimeFixed Deposit
Rate p.a.
5.00%
Tenor
2yr+
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
SanimaFixed Deposit
Rate p.a.
4.75%
Tenor
2yr+
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
Free tool
Work out your monthly EMI in seconds
Enter the amount, rate and tenure — see your repayment before you apply.
NIMBFixed Deposit
Rate p.a.
4.75%
Tenor
1yr–2yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
RBBFixed Deposit
Rate p.a.
4.75%
Tenor
5yr+
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
NMBFixed Deposit
Rate p.a.
4.75%
Tenor
5yr+
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
PrabhuFixed Deposit
Rate p.a.
4.55%
Tenor
10yr+
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
NabilFixed Deposit
Rate p.a.
4.55%
Tenor
10yr+
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
PrimeFixed Deposit
Rate p.a.
4.50%
Tenor
1yr–2yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
MBLFixed Deposit
Rate p.a.
4.50%
Tenor
3yr+
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
Global IMEFixed Deposit
Rate p.a.
4.50%
Tenor
3yr+
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
NIMBFixed Deposit
Rate p.a.
4.25%
Tenor
6mo–1yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
NMBFixed Deposit
Rate p.a.
4.25%
Tenor
2yr–5yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
Stay ahead
Rates change every Bikram-Sambat month
Get the best deposit and loan rates delivered before they move.
Global IMEFixed Deposit
Rate p.a.
4.25%
Tenor
2yr–3yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
SanimaFixed Deposit
Rate p.a.
4.25%
Tenor
1yr–2yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
Nepal BankFixed Deposit
Rate p.a.
4.25%
Tenor
5yr+
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
RBBFixed Deposit
Rate p.a.
4.25%
Tenor
2yr–5yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
ADBLFixed Deposit
Rate p.a.
4.15%
Tenor
3yr–3yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
Nepal SBIFixed Deposit
Rate p.a.
4.10%
Tenor
3yr+
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
EverestFixed Deposit
Rate p.a.
4.05%
Tenor
5yr+
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
SiddharthaFixed Deposit
Rate p.a.
4.05%
Tenor
25mo+
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
CitizensFixed Deposit
Rate p.a.
4.05%
Tenor
2yr+
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
RBBFixed Deposit
Rate p.a.
4.00%
Tenor
1yr–2yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
Borrowing?
Compare 400+ loans across 20 banks
Home, auto, business, margin & more — find your lowest effective rate.
PrabhuFixed Deposit
Rate p.a.
4.00%
Tenor
3yr–10yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
NIC AsiaFixed Deposit
Rate p.a.
4.00%
Tenor
5yr+
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
NabilFixed Deposit
Rate p.a.
4.00%
Tenor
5yr–10yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
NMBFixed Deposit
Rate p.a.
4.00%
Tenor
18mo–2yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
HimalayanFixed Deposit
Rate p.a.
4.00%
Tenor
5yr–10yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
Laxmi SunriseFixed Deposit
Rate p.a.
4.00%
Tenor
5yr+
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
SCBFixed Deposit
Rate p.a.
3.95%
Tenor
5yr+
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
KumariFixed Deposit
Rate p.a.
3.91%
Tenor
2yr+
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
CitizensFixed Deposit
Rate p.a.
3.85%
Tenor
1yr–2yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
RBBFixed Deposit
Rate p.a.
3.75%
Tenor
6mo–1yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
Explore
Every bank, profiled in one place
Products, branch network, base rates and contacts — all in one profile.
PrimeFixed Deposit
Rate p.a.
3.50%
Tenor
6mo–1yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
NIMBFixed Deposit
Rate p.a.
3.50%
Tenor
3mo–6mo
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
EverestFixed Deposit
Rate p.a.
3.50%
Tenor
2yr–5yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
HimalayanFixed Deposit
Rate p.a.
3.50%
Tenor
2yr–5yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
Laxmi SunriseFixed Deposit
Rate p.a.
3.50%
Tenor
2yr–5yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
SanimaFixed Deposit
Rate p.a.
3.50%
Tenor
6mo–1yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
CitizensFixed Deposit
Rate p.a.
3.50%
Tenor
6mo–1yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
Nepal SBIFixed Deposit
Rate p.a.
3.40%
Tenor
2yr–3yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
CitizensFixed Deposit
Rate p.a.
3.35%
Tenor
3mo–6mo
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
Nepal BankFixed Deposit
Rate p.a.
3.30%
Tenor
2yr–5yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
SiddharthaFixed Deposit
Rate p.a.
3.25%
Tenor
1yr–2yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
NabilFixed Deposit
Rate p.a.
3.25%
Tenor
2yr–5yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
NMBFixed Deposit
Rate p.a.
3.25%
Tenor
1yr–18mo
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
RBBFixed Deposit
Rate p.a.
3.25%
Tenor
3mo–6mo
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
Global IMEFixed Deposit
Rate p.a.
3.25%
Tenor
1yr–2yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
Nepal SBIFixed Deposit
Rate p.a.
3.20%
Tenor
1yr–2yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
PrabhuFixed Deposit
Rate p.a.
3.10%
Tenor
1yr–3yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
NIC AsiaFixed Deposit
Rate p.a.
3.01%
Tenor
2yr–5yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
Global IMEFixed Deposit
Rate p.a.
3.00%
Tenor
6mo–1yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
ADBLFixed Deposit
Rate p.a.
3.00%
Tenor
2yr–2yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
MBLFixed Deposit
Rate p.a.
3.00%
Tenor
6mo–1yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
HimalayanFixed Deposit
Rate p.a.
3.00%
Tenor
1yr–2yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
Nepal BankFixed Deposit
Rate p.a.
3.00%
Tenor
1yr–2yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
SanimaFixed Deposit
Rate p.a.
3.00%
Tenor
3mo–6mo
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
MBLFixed Deposit
Rate p.a.
3.00%
Tenor
1yr–3yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
Nepal SBIFixed Deposit
Rate p.a.
3.00%
Tenor
6mo–1yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
SiddharthaFixed Deposit
Rate p.a.
3.00%
Tenor
3mo–11mo
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
NabilFixed Deposit
Rate p.a.
3.00%
Tenor
1yr–2yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
PrimeFixed Deposit
Rate p.a.
3.00%
Tenor
3mo–6mo
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
Laxmi SunriseFixed Deposit
Rate p.a.
3.00%
Tenor
1yr–2yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
Laxmi SunriseFixed Deposit
Rate p.a.
2.90%
Tenor
6mo–1yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
HimalayanFixed Deposit
Rate p.a.
2.90%
Tenor
9mo–9mo
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
KumariFixed Deposit
Rate p.a.
2.86%
Tenor
1yr–23mo
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
Global IMEFixed Deposit
Rate p.a.
2.85%
Tenor
3mo–6mo
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
NabilFixed Deposit
Rate p.a.
2.85%
Tenor
6mo–1yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
ADBLFixed Deposit
Rate p.a.
2.85%
Tenor
3mo–1yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
Nepal SBIFixed Deposit
Rate p.a.
2.82%
Tenor
3mo–6mo
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
KumariFixed Deposit
Rate p.a.
2.80%
Tenor
3mo–11mo
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
HimalayanFixed Deposit
Rate p.a.
2.80%
Tenor
6mo–6mo
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
Laxmi SunriseFixed Deposit
Rate p.a.
2.80%
Tenor
3mo–6mo
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
HimalayanFixed Deposit
Rate p.a.
2.80%
Tenor
3mo–3mo
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
NabilFixed Deposit
Rate p.a.
2.80%
Tenor
3mo–6mo
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
NMBFixed Deposit
Rate p.a.
2.76%
Tenor
3mo–1yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
Nepal BankFixed Deposit
Rate p.a.
2.76%
Tenor
3mo–1yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
MBLFixed Deposit
Rate p.a.
2.76%
Tenor
3mo–6mo
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
EverestFixed Deposit
Rate p.a.
2.75%
Tenor
3mo–2yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
PrabhuFixed Deposit
Rate p.a.
2.75%
Tenor
6mo–1yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
NIC AsiaFixed Deposit
Rate p.a.
2.75%
Tenor
3mo–2yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
SCBFixed Deposit
Rate p.a.
2.75%
Tenor
6mo–5yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
- Min balance
- —
How to choose a Fixed Deposit in Nepal
A fixed deposit locks a lump sum away for a set period in return for a higher, guaranteed rate. Here are the steps to pick the right one:
1
Decide your tenor: Match the lock-in period to when you'll need the money. Longer tenors (1–2 years and above) usually pay more, but your money is tied up.
2
Compare across all 20 banks: Rates differ by bank and change every Nepali month. Comparing the whole market before you commit can be worth a meaningful amount of interest.
3
Check your depositor type: Individual FD rates are higher than institutional (NRB requires at least a 1% gap), and remittance earners may qualify for a premium of up to 1%.
4
Read the premature-withdrawal penalty: Breaking an FD before maturity reduces your interest. Confirm the penalty with the bank before you deposit, especially for longer tenors.
5
Confirm the interest payout: Interest may be paid quarterly or on maturity. Quarterly payout lets you reinvest sooner; on-maturity can compound to a slightly higher total.
6
Note the effective date: Nepali banks republish deposit rates each Bikram-Sambat month. Always use the latest sheet — our tables show the effective period for every rate.
Types of deposit accounts
There are several types of deposit account in Nepal, depending on your goals and how often you need access.
Fixed Deposit (FD)
Lock a lump sum for a set tenor at a fixed, guaranteed rate. FDs pay the highest deposit returns but restrict access until maturity.
Recurring Deposit
Deposit a fixed amount every month for a chosen term. A good option if you don't have a lump sum but want FD-like returns.
Normal Savings
Flexible, everyday access to your money at a lower rate (around 2.75%). Interest is typically calculated daily and paid quarterly.
Remittance Savings
For recipients of foreign remittance. Usually pays the highest savings rate of any account type and often has zero minimum balance.
Senior Citizen & Women's
Special savings for eligible savers, often with bonus interest, free insurance and locker discounts. Eligibility and age limits apply.
Foreign Currency (USD)
Hold and earn interest in USD, EUR or GBP. Subject to eligibility and NRB foreign-exchange rules.
Disclaimer
Rates are aggregated from banks' published monthly disclosures and carry an effective date; they can change without notice. Please confirm all rates and terms with the bank before depositing.