Rastriya Banijya Bank

Personal savings account designed to give attractive returns on idle funds with convenient everyday banking.

• Attractive interest rate
• Affordable minimum balance
• Unlimited withdrawals and deposits
• Withdrawal allowed below minimum balance
• Extended banking hours in Kathmandu Valley branches
• Free chequebook

Tailor-made non-interest business account leveraging RBB's nationwide branch network for fast fund transfers.

• Withdrawal allowed below minimum balance
• Extended banking hours in Kathmandu Valley branches
• Standing instruction facility
• Cash management services
• Free chequebook

Term deposit offering higher returns with flexible tenure options.

• Attractive interest rate
• Wide options of tenure
• Convenient account opening
• Auto-renewal possible
• Loan facility up to 90% of deposit amount
• Free chequebook

Special deposit accounts for remittance beneficiaries with bonus interest.

• 1% additional interest rate over regular accounts

Loan for construction, repair, extension or renovation of residential and commercial buildings.

Financing to purchase new or used vehicles for commercial and personal use.

Hire purchase financing facility offered under retail lending.

Loan covering admission/tuition fees, deposit, travel for study abroad, books and living expenses.

Retail loan for purchase of an apartment.

Loan provided against the pledge of gold as collateral.

Loan secured against the customer's RBB fixed deposit receipt.

Loan secured against government bonds held by the customer.

Loan secured against listed shares pledged by the customer.

Loan secured against a first-class bank guarantee.

Loan scheme targeted at government/civil-service employees.

Loan scheme targeted at teachers.

Flexible loan to meet various personal needs of customers.

• Available as revolving credit (overdraft)
• Available as fixed-tenure term loan
• Structure varies per customer requirement

Funded credit facilities for business financing.

Non-funded business facilities such as guarantees and letters of credit.

Sector-specific agricultural lending covering crops, livestock, horticulture, floriculture, fish farming and bee keeping.

Contactless VISA credit card for POS, ATM and e-commerce payments in NPR.

• Valid in Nepal, India and Bhutan
• Accepted at POS and ATM terminals
• Cash withdrawal up to 10% of credit limit
• Interest-free credit period up to 45 days on purchases
• Credit limit NPR 20,000 to NPR 500,000
• Card validity 5 years
• Low interest rate and commission

Chip-based VISA debit card giving electronic access to the account up to available balance.

• Visa Domestic: valid in Nepal, India and Bhutan
• Visa International: worldwide acceptance
• Visa Travel Quota: issued against foreign currency facility
• Usable at ATM and POS terminals worldwide on VISA network
• Available from all RBB branches

Mobile and web banking app for account access, transfers and payments anytime.

• Balance, statement, limit, interest and forex inquiry
• Fixed deposit opening and cheque book requests
• SendMoney internal/interbank with save/schedule
• Utility, topup, insurance and credit card bill payment
• Government revenue and merchant QR payments
• eCash and eVoucher digital counter services
• Branch and ATM locator

Secure internet banking for individual and corporate customers to access accounts worldwide.

• Fund transfer and ConnectIPS interbank transfer
• Credit card and landline/postpaid bill payment
• Mobile recharge (NTC GSM/CDMA prepaid)
• eSewa e-wallet loading
• Cheque stop and cheque book requests
• Mini and full statement inquiry
• SSL-secured platform

Agent-based banking via EFTPOS/tablet with biometric validation for unbanked communities.

• Biometric fingerprint and card validation
• Balance inquiry and mini-statement
• Cash withdrawal and deposit
• Funds transfer
• Utility payments and mobile topups

Point-of-sale terminal service for merchants to accept card payments.

Online web-based remittance system to send money to Nepal from worldwide, collectable across RBB's network.

• Payout across 312 branches and 71 extension counters
• Free of charge on inward remittance
• Real-time exchange rates
• Collect via Mobile Banking, iBanking, CIPS and QR
• Direct deposit to RBB account via SWIFT/remittance
• Sub-agent for 13 companies incl. Western Union, MoneyGram, IME
• Domestic service currently suspended per NRB directive

International fund transfer service via the SWIFT network for inward and outward remittance.

Trade finance facilities including letters of credit and guarantees for importers and exporters.

Safe deposit locker facility for safekeeping of valuables.

Centralized ASBA service for applying to share/IPO issues directly from the bank account.