Nepal SBINormal SavingsTop rate
Rate p.a.
2.80%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
रू
Best Savings Account Rates in Nepal
We found 38 products
Comparing savings accounts across Nepal's 20 commercial banks? From everyday normal savings to higher-paying remittance accounts, our tables show the latest published rates so you can earn more on your balance.
Banks set savings rates within Nepal Rastra Bank rules and republish them each Bikram-Sambat month. Remittance savings usually pays the most, and many accounts are zero-balance.
Updated monthly* with the latest published savings rates from Nepal's commercial banks.
Best savings
Product typeRate p.a.
Best fixed deposits
Product typeRate p.a.
More options
Product typeRate p.a.
Recurring depositSoon
Foreign currency savingsSoon
Senior & women's savingsSoon
Compare savings rates
Normal / Regular savings
19 products
Last updated: Ashwin 2083
ADBLNormal Savings
Rate p.a.
2.77%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Nepal BankNormal Savings
Rate p.a.
2.76%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
PrimeNormal Savings
Rate p.a.
2.76%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Free tool
Work out your monthly EMI in seconds
Enter the amount, rate and tenure — see your repayment before you apply.
RBBNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
EverestNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
HimalayanNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
NabilNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Laxmi SunriseNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
MBLNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
NMBNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
PrabhuNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
SanimaNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
SiddharthaNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Stay ahead
Rates change every Bikram-Sambat month
Get the best deposit and loan rates delivered before they move.
SCBNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
KumariNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Global IMENormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
NIC AsiaNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
NIMBNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Remittance savings
19 products
Last updated: Ashwin 2083NIMBRemittance SavingsTop rate
Rate p.a.
4.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
HimalayanRemittance Savings
Rate p.a.
4.25%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
NIC AsiaRemittance Savings
Rate p.a.
4.25%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
ADBLRemittance Savings
Rate p.a.
4.04%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Free tool
Work out your monthly EMI in seconds
Enter the amount, rate and tenure — see your repayment before you apply.
PrimeRemittance Savings
Rate p.a.
4.02%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Nepal BankRemittance Savings
Rate p.a.
4.01%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
PrabhuRemittance Savings
Rate p.a.
4.00%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
KumariRemittance Savings
Rate p.a.
3.91%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Nepal SBIRemittance Savings
Rate p.a.
3.80%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
RBBRemittance Savings
Rate p.a.
3.80%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Laxmi SunriseRemittance Savings
Rate p.a.
3.80%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
MBLRemittance Savings
Rate p.a.
3.80%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
SanimaRemittance Savings
Rate p.a.
3.80%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
NabilRemittance Savings
Rate p.a.
3.80%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Stay ahead
Rates change every Bikram-Sambat month
Get the best deposit and loan rates delivered before they move.
Global IMERemittance Savings
Rate p.a.
3.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
SCBRemittance Savings
Rate p.a.
3.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
NMBRemittance Savings
Rate p.a.
3.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
EverestRemittance Savings
Rate p.a.
3.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
SiddharthaRemittance Savings
Rate p.a.
3.00%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
How to choose a savings account in Nepal
The right savings account depends on how often you need access and the perks you value. Here's how to pick:
1
Match access to your needs: Normal savings gives flexible daily access; some higher-rate accounts limit withdrawals. Choose for how you'll actually use the money.
2
Compare across all 20 banks: Savings rates differ by bank and change every Nepali month. A quick comparison can lift your return meaningfully.
3
Check the remittance premium: If you receive foreign remittance, remittance savings usually pays the highest rate of any account type.
4
Mind the minimum balance: Many accounts are zero-balance, but others charge a penalty below a threshold. Confirm before opening.
5
Look at special accounts: Women's, senior-citizen, salary and student accounts often add bonus interest, free insurance or locker discounts.
6
Review monthly: Because rates reset each Bikram-Sambat month, it's worth re-checking and switching if a better rate appears.
Types of savings accounts
Nepal's banks offer several savings account types for different savers and goals.
Normal Savings
Flexible everyday access at a base rate (around 2.75%). Interest is calculated daily and usually paid quarterly.
Remittance Savings
For recipients of foreign remittance — typically the highest savings rate, often with zero minimum balance.
Salary Savings
Payroll accounts for salaried staff, frequently zero-balance with bundled insurance and free digital banking.
Senior Citizen
Bonus interest and priority service for eligible senior savers. Minimum age varies by bank (50–60).
Student / Minor
Guardian-operated accounts for children and students, often with low or zero minimum balance.
Recurring Deposit
Deposit a fixed amount monthly for a set term to earn FD-like returns without a lump sum.
Disclaimer
Rates are aggregated from banks' published monthly disclosures and carry an effective date; they can change without notice. Please confirm all rates and terms with the bank before opening an account.