JanakiNormal SavingsTop rate
Rate p.a.
3.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
रू
Finance company savings rates
We found 23 products
Class-C finance companies are NRB-licensed institutions that often offer the highest deposit rates in Nepal, serving savers and small businesses. Compare their fixed deposit, savings, loan and base rates below.
Updated from each finance company's latest published rates (Bikram-Sambat month).
Best savings
Product typeRate p.a.
Best fixed deposits
Product typeRate p.a.
More options
Product typeRate p.a.
Recurring depositSoon
Foreign currency savingsSoon
Senior & women's savingsSoon
Compare savings rates
Normal / Regular savings
14 products
Last updated: Ashwin 2083
MultipurposeNormal Savings
Rate p.a.
3.00%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Nepal FinanceNormal Savings
Rate p.a.
3.00%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
ShreeNormal Savings
Rate p.a.
3.00%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Free tool
Work out your monthly EMI in seconds
Enter the amount, rate and tenure — see your repayment before you apply.
ProgressiveNormal Savings
Rate p.a.
2.90%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
GoodwillNormal Savings
Rate p.a.
2.90%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
CentralNormal Savings
Rate p.a.
2.90%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
GuheshworiNormal Savings
Rate p.a.
2.80%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
BestNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
PokharaNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
ICFCNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
ManjushreeNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
RelianceNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
GurkhasNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Remittance savings
9 products
Last updated: Ashwin 2083BestRemittance SavingsTop rate
Rate p.a.
5.00%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
ManjushreeRemittance Savings
Rate p.a.
4.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
ICFCRemittance Savings
Rate p.a.
4.25%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
PokharaRemittance Savings
Rate p.a.
4.25%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Free tool
Work out your monthly EMI in seconds
Enter the amount, rate and tenure — see your repayment before you apply.
Nepal FinanceRemittance Savings
Rate p.a.
4.00%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
ShreeRemittance Savings
Rate p.a.
4.00%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
MultipurposeRemittance Savings
Rate p.a.
4.00%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
GuheshworiRemittance Savings
Rate p.a.
3.80%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
GurkhasRemittance Savings
Rate p.a.
3.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
How to choose a savings account in Nepal
The right savings account depends on how often you need access and the perks you value. Here's how to pick:
1
Match access to your needs: Normal savings gives flexible daily access; some higher-rate accounts limit withdrawals. Choose for how you'll actually use the money.
2
Compare across all 20 banks: Savings rates differ by bank and change every Nepali month. A quick comparison can lift your return meaningfully.
3
Check the remittance premium: If you receive foreign remittance, remittance savings usually pays the highest rate of any account type.
4
Mind the minimum balance: Many accounts are zero-balance, but others charge a penalty below a threshold. Confirm before opening.
5
Look at special accounts: Women's, senior-citizen, salary and student accounts often add bonus interest, free insurance or locker discounts.
6
Review monthly: Because rates reset each Bikram-Sambat month, it's worth re-checking and switching if a better rate appears.
Types of savings accounts
Nepal's banks offer several savings account types for different savers and goals.
Normal Savings
Flexible everyday access at a base rate (around 2.75%). Interest is calculated daily and usually paid quarterly.
Remittance Savings
For recipients of foreign remittance — typically the highest savings rate, often with zero minimum balance.
Salary Savings
Payroll accounts for salaried staff, frequently zero-balance with bundled insurance and free digital banking.
Senior Citizen
Bonus interest and priority service for eligible senior savers. Minimum age varies by bank (50–60).
Student / Minor
Guardian-operated accounts for children and students, often with low or zero minimum balance.
Recurring Deposit
Deposit a fixed amount monthly for a set term to earn FD-like returns without a lump sum.
Disclaimer
Rates aggregated from companies' published disclosures; some finance-company data may be partial. Confirm before applying.