CorporateNormal SavingsTop rate
Rate p.a.
2.85%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
रू
Development bank savings rates
We found 33 products
Class-B development banks are NRB-licensed institutions serving regional and SME customers, often offering higher deposit rates than commercial banks. Compare their fixed deposit, savings, loan and base rates below.
Updated from each development bank's latest published rates (Bikram-Sambat month).
Best savings
Product typeRate p.a.
Best fixed deposits
Product typeRate p.a.
More options
Product typeRate p.a.
Recurring depositSoon
Foreign currency savingsSoon
Senior & women's savingsSoon
Compare savings rates
Normal / Regular savings
17 products
Last updated: Ashwin 2083
GarimaNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
JyotiNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Shine ResungaNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Free tool
Work out your monthly EMI in seconds
Enter the amount, rate and tenure — see your repayment before you apply.
MahalaxmiNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
LumbiniNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Kamana SewaNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Shangri-laNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
ExcelNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
MiteriNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
SaptakoshiNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
NarayaniNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
SindhuNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
GreenNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Stay ahead
Rates change every Bikram-Sambat month
Get the best deposit and loan rates delivered before they move.
SalapaNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
MuktinathNormal Savings
Rate p.a.
2.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
KarnaliNormal Savings
Rate p.a.
1.00%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Remittance savings
16 products
Last updated: Ashwin 2083GarimaRemittance SavingsTop rate
Rate p.a.
4.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
GreenRemittance Savings
Rate p.a.
4.50%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Shine ResungaRemittance Savings
Rate p.a.
4.25%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
SalapaRemittance Savings
Rate p.a.
4.00%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Free tool
Work out your monthly EMI in seconds
Enter the amount, rate and tenure — see your repayment before you apply.
Kamana SewaRemittance Savings
Rate p.a.
4.00%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
LumbiniRemittance Savings
Rate p.a.
3.80%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
ExcelRemittance Savings
Rate p.a.
3.80%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
SindhuRemittance Savings
Rate p.a.
3.80%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
SaptakoshiRemittance Savings
Rate p.a.
3.80%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
MuktinathRemittance Savings
Rate p.a.
3.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
JyotiRemittance Savings
Rate p.a.
3.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
MahalaxmiRemittance Savings
Rate p.a.
3.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Shangri-laRemittance Savings
Rate p.a.
3.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
MiteriRemittance Savings
Rate p.a.
3.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Stay ahead
Rates change every Bikram-Sambat month
Get the best deposit and loan rates delivered before they move.
NarayaniRemittance Savings
Rate p.a.
3.75%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
KarnaliRemittance Savings
Rate p.a.
1.00%
Tenor
—
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
How to choose a savings account in Nepal
The right savings account depends on how often you need access and the perks you value. Here's how to pick:
1
Match access to your needs: Normal savings gives flexible daily access; some higher-rate accounts limit withdrawals. Choose for how you'll actually use the money.
2
Compare across all 20 banks: Savings rates differ by bank and change every Nepali month. A quick comparison can lift your return meaningfully.
3
Check the remittance premium: If you receive foreign remittance, remittance savings usually pays the highest rate of any account type.
4
Mind the minimum balance: Many accounts are zero-balance, but others charge a penalty below a threshold. Confirm before opening.
5
Look at special accounts: Women's, senior-citizen, salary and student accounts often add bonus interest, free insurance or locker discounts.
6
Review monthly: Because rates reset each Bikram-Sambat month, it's worth re-checking and switching if a better rate appears.
Types of savings accounts
Nepal's banks offer several savings account types for different savers and goals.
Normal Savings
Flexible everyday access at a base rate (around 2.75%). Interest is calculated daily and usually paid quarterly.
Remittance Savings
For recipients of foreign remittance — typically the highest savings rate, often with zero minimum balance.
Salary Savings
Payroll accounts for salaried staff, frequently zero-balance with bundled insurance and free digital banking.
Senior Citizen
Bonus interest and priority service for eligible senior savers. Minimum age varies by bank (50–60).
Student / Minor
Guardian-operated accounts for children and students, often with low or zero minimum balance.
Recurring Deposit
Deposit a fixed amount monthly for a set term to earn FD-like returns without a lump sum.
Disclaimer
Rates aggregated from banks' published disclosures; some development-bank data may be partial. Confirm with the bank before applying.