Global IME Bank

A general-purpose savings account for everyday individual customers.

• Zero minimum balance
• Free cheque book on demand
• Visa debit card on request
• Mobile and internet banking on demand
• Locker facility
• ABBS (any-branch banking) facility

A savings account designed for senior citizens.

• Nil minimum balance
• Free cheque book for lifetime
• Free debit card for lifetime
• Free mobile and internet banking for lifetime

A savings account for remitters abroad and their beneficiaries in Nepal.

• Additional interest premium on savings
• For remitters abroad and beneficiaries in Nepal
• Online opening or via overseas representative offices
• Debit card on demand
• Mobile and internet banking on demand
• Eligible for 10% IPO reservation quota

A term deposit for retail and institutional customers to earn higher returns.

• Minimum amount NPR 10,000
• Minimum tenure 3 months
• Interest paid quarterly
• Loan against fixed deposit available
• Instant opening via mobile/internet banking
• For retail and institutional customers

A term deposit allowing regular top-ups maturing on a future date.

• Minimum balance NPR 10,000
• Tenure 6 months to 2 years
• Multiple top-ups with variable amounts
• Top-up via online banking
• Loan up to 90% of outstanding deposit

A foreign-currency fixed deposit for non-resident Nepalis (NRNs).

• Opened in USD, AUD, GBP, CAD, CNY, JPY, EUR
• Online opening via video KYC
• For individual and institutional NRN customers

A high-interest fixed deposit for migrant workers and their beneficiaries.

• Additional premium on fixed deposit interest
• For migrant workers and beneficiaries

A loan to purchase, construct, renovate or refinance residential property.

• Financing up to 70% of property value
• Tenure up to 30 years
• Floating rate from Base Rate + 1.00%
• Eligibility: Nepali citizen 21+, max age 70 at maturity
• Family members may apply as guarantors
• Quick approval (decision within 12 hours under some schemes)
• Moratorium/payment-pause options

A vehicle loan for new, used, EV or commercial vehicles.

• Financing up to 60% of quoted price/VAT bill
• Tenure up to 7 years
• Fixed and floating rate options
• EV/hybrid rates from 5.99%
• Eligibility: Nepali citizen 21+, companies, proprietorships
• Green Drive scheme for EV vehicles

A secured loan for personal needs such as education or medical expenses.

• Secured loan against collateral
• For education, medical and personal needs

An eco-friendly home loan for energy-efficient residential financing.

• Tenure up to 30 years
• Concessional financing for eco-friendly homes
• Free banking services in first year (select schemes)

A Visa debit card linked to the customer's account, usable in Nepal and India.

• Accepted at 15,000+ Visa merchants in Nepal
• Accepted at 350,000+ merchants in India
• Usable at ~2,000 ATMs in Nepal, 30,000+ in India
• Pre-activated for online shopping at no extra cost
• Chip-based security
• 24/7 customer support

A Visa credit card valid in Nepal, India and Bhutan.

• Valid in Nepal, India and Bhutan
• Revolving credit service charge 2% per month
• Minimum repayment NPR 1,000 or 10% of balance
• Pre-activated for e-commerce at no extra charge
• Accepted at 15,000+ merchants in Nepal

A premium USD credit card for worldwide use (except Nepal/India/Bhutan).

• Valid worldwide except Nepal, India, Bhutan
• Interest-free credit period 15-45 days
• Service charge 24% per annum
• Credit limit from USD 1,000
• Cash limit 10% of credit limit

A prepaid USD Visa card for international travellers.

• Issued in USD, max load USD 3,000
• Accepted at Visa merchants and ATMs worldwide
• Issuance fee USD 10, annual fee USD 10
• Replacement fee USD 5
• No interest, penalty or hidden charges

A prepaid USD Visa card for international online payments from Nepal.

• USD Visa card for online payments
• For global e-commerce, streaming and exam fees
• Loadable via Global Smart Plus app
• CVV viewable after OTP verification

A credit-card-based EMI facility for instant product purchases.

• Buy products instantly on EMI
• 0% interest on EMI
• Credit-card based facility

The bank's all-in-one omni-channel mobile and internet banking platform.

• Single sign-on across mobile, PC and SMS
• Instant online account opening with 3D facial authentication
• Intra-bank and inter-bank fund transfers
• Utility bill and government payments
• QR payments and wallet loading (eSewa, Khalti)
• Online fixed deposit and instant loan against FD
• Card management (block, CVV, limits, statements)
• Live share market and IPO application

A national inter-bank payment service linked directly to bank accounts.

• Link multiple banks to one account
• Inter-bank fund transfers
• Lowest transaction fee
• No separate registration needed
• Citizen-to-government and P2P payments

The bank's domestic and international money transfer service.

• 150+ remittance partners globally
• ID-based and account-based transfers
• Instant credit to Global IME accounts
• Real-time clearing to other banks
• Web-based transfer platform

A remittance-linked savings account for Nepalis working abroad.

• For Nepalis working in foreign countries
• Promotes saving via banking channel
• Designed for safe remittance of earnings

Correspondent-bank network supporting trade finance and cross-border settlement.