NMB Bank

An eco-conscious, paperless savings account for digitally-aware customers.

• Zero minimum balance
• Free mobile banking for first year
• 50% discount on debit card issuance
• DEMAT and Mero Share facility
• SIP linking available
• Minors allowed with guardian consent

A savings account focused on women to promote savings and financial independence.

• Minimum balance NPR 500
• Daily interest calculation, quarterly payout
• NMB Delight Card and mobile banking
• DEMAT and investment share facilities
• Locker services available
• Eligibility: Nepalese women, all ages

A savings account designed for the youth segment.

• Minimum balance NPR 500
• Eligibility: Nepalese aged 16-40
• NMB Delight Card and mobile banking
• Dollar online payment card with top-up
• DEMAT and Mero Share access
• Discounts and cashback via partners

A savings account designed for students of all ages.

• Nil minimum balance
• NMB Delight Card and mobile banking
• Optional credit and dollar payment card
• DEMAT and Mero Share access
• SIP linking option
• Locker facility

A savings account tailored for senior citizens.

• Minimum balance NPR 500
• Eligibility: aged 58 and above
• Daily balance calc, quarterly interest
• NMB Delight Card and mobile banking
• DEMAT and Mero Share facility
• Locker facility

A recurring deposit letting customers deposit a fixed amount regularly at FD-equivalent interest.

• Monthly options NPR 1,000 to 50,000
• Term life insurance up to NPR 25 lakh
• Loan up to 90% of deposit after 3 months
• 28-day grace period for missed deposits
• Mobile/internet banking (view-only)
• Multiple accounts permitted

A fixed deposit for Nepalese working abroad, rewarding remittance-sourced funds.

• 1% additional interest on foreign-employment deposits
• Eligibility: Nepalese working abroad and their family
• Requires foreign remittance documentation
• Online account opening available
• Highest rates across various FD tenures

A flexible home loan for purchase, construction, extension and renovation.

• Loan up to NPR 10 crore (3 crore first-time buyers)
• Tenure up to 35 years
• Up to 70% of fair market value financing
• Up to 80% for first-time home buyers
• Up to 100% of construction cost
• Eligibility: Nepali, age 25-65

A fixed-rate home loan transitioning to floating rate after a set period.

• Fixed rate for a specified duration
• Loan up to NPR 10 crore (3 crore first-time)
• Tenure up to 35 years
• Up to 70% of fair market value (80% first-time)
• Up to 100% of construction cost
• Eligibility: age 25-65

A retail loan for buyers of electric four-wheelers.

• Loan NPR 0.5 million to 5 million
• Tenure up to 7 years
• Up to 60% of vehicle cost
• Eligibility: Nepali, age 20-65
• Salaried, self-employed or business income
• Digital application available

A collateral-free, paperless digital loan for businesses using NMB QR.

• Loan NPR 10,000 to 200,000
• Tenure 3 to 24 months
• Collateral-free, fully digital, 24/7
• Instant approval via SMS link
• EMI repayment structure
• Eligibility: 1 year NMB QR transaction history

A loan secured against an NMB or other institution's fixed deposit.

• Up to 90% of the fixed deposit value
• Tenure up to 1 year or FD maturity
• Extendable subject to FD validity
• Accepts FDs from other financial institutions
• Available via digital and branch channels

A Visa debit card for ATM, POS and online use across Nepal and India.

• Access to 400,000+ ATMs, 2.5M+ POS terminals
• Cash withdrawal up to NPR 50,000 / INR 15,000 daily
• POS purchase up to NPR 200,000 / INR 100,000 daily
• 4-digit PIN and 6-digit 3D-secure OTP
• 24/7 fraud monitoring
• Green PIN digital option

A chip-based Nepalese rupee credit card with Verified by Visa.

• Up to 45 days credit facility
• Repay 10-100% of dues
• Cash advance up to 10% of limit (max Rs.16,000)
• Over-limit facility up to 10%
• No NMB account required
• Supplementary card and e-statement

A co-branded debit card with Buddha Air offering travel benefits.

• 10% discount on Buddha Air tickets
• 5kg extra baggage allowance
• Up to 100% refund on ticket cancellation
• No ATM withdrawal charge across Nepal
• Discounts at 50+ merchant outlets
• Eligibility: NMB savings account holders

A mobile app and SMS service for round-the-clock banking.

• Balance inquiry, statement, forex rate
• Fund transfer up to NPR 200,000 per transaction
• Merchant/QR payment up to NPR 100,000
• Wallet transfer up to NPR 50,000
• Utility and merchant payments
• Cheque book and stop requests

Internet banking for retail and corporate customers with dual-factor security.

• Two-factor authentication with OTP
• Single transaction up to NPR 1,000,000 (retail)
• Daily limit up to NPR 2,000,000 (retail)
• Fund transfer within NMB and via IPS
• Utility payments and credit card bill settlement
• Corporate salary disbursement with approval workflow

NMB's international money transfer service for Nepalese abroad.

• 8,000+ remittance payment outlets across Nepal
• Low service charges
• VeriSign-authenticated secure transfers
• Partner banks and exchange houses abroad
• Fast and reliable money transfer