Standard Chartered Bank Nepal

An everyday savings account aimed at young people starting their banking journey.

• Minimum opening deposit NPR 1,000
• EMV chip-based debit card
• Free online banking & SC Mobile app
• Free cheque book and e-statements
• SMS alerts and 24-hour client care
• Discounted debit & USD prepaid card fees
• Eligibility: residents aged 18+

A premium savings account requiring a higher initial deposit with fee discounts.

• Minimum initial deposit NPR 100,000
• 25% discount on locker, draft & USD prepaid card fees
• 30% discount on Visa Platinum Debit Card
• Free cheque book and e-statements
• SMS alerts and 24-hour support
• Eligibility: residents aged 18+

A savings account designed for women offering higher interest and card perks.

• Minimum opening deposit NPR 25,000
• Higher interest than normal savings account
• Free credit card for the first year
• EMV chip debit card
• Free e-statements and cheque book
• Eligibility: residents aged 18+

A demand deposit account repaid on instruction via bank cheques.

• EMV chip-based debit card
• 24x7 access via Online Banking & Straight2Bank
• ATM and POS merchant access
• Free cheque book and e-statements
• SMS alerts and 24-hour support
• Eligibility: residents aged 18+

A term deposit placed for a fixed tenure with guaranteed interest.

• Secure and guaranteed interest
• Auto-renewal or upliftment at maturity
• Flexible/varied deposit tenures
• Easy online application
• 24x7 access via Online Banking & SC Mobile
• Eligibility: existing account holders aged 18+

A premium debit card linked to deposit accounts for cash and purchases.

• EMV chip technology for security
• Accepted in Nepal, India and Bhutan
• Self-activation and PIN change
• Cash withdrawals and merchant purchases
• Free account e-statement

An unsecured personal loan with no collateral for select professionals.

• Loan up to NPR 1.5 million
• Tenure up to 5 years
• No collateral required
• Quick processing, minimal documentation
• Eligibility: payroll clients, doctors, engineers, pilots, CAs
• Documents: citizenship, PAN card, photo

A home loan for purchase, construction, renovation or refinancing of property.

• Loan up to NPR 80 million
• Tenure up to 25 years
• First-time buyers financed up to 70%
• First-time buyer cap NPR 20 million, 20-year tenor
• Equal monthly installment repayment
• Eligibility: Nepali nationals aged 21+

An overdraft facility secured against an existing fixed deposit.

• Up to 90% of savings as facility
• Overdraft: pay interest on usage only
• Nominal processing fee
• Approved and disbursed within one working day
• Easy renewals with minimal documentation
• Eligibility: FD holders aged 18-70

A premium credit card accepted in Nepal and India with rewards and offers.

• Accepted in Nepal and India
• Flexible payment 2% to 100% of balance
• 10% cash advance facility
• Reward points on retail purchases
• Supplementary cards with spending limits
• InstaBuy for purchases above NPR 5,000
• No SC account required to apply

A local-currency credit card accepted in Nepal and India.

• Accepted in Nepal and India
• Flexible payment 2% to 100% of balance
• 10% cash advance facility
• Reward points on retail purchases
• Supplementary cards for family
• InstaBuy for purchases above NPR 5,000
• No SC account required to apply

A US-dollar credit card valid worldwide for travel and online spend.

• Valid worldwide, wide acceptance
• 100% monthly repayment option
• Cash advance and retail purchase on one card
• Free monthly e-statements
• Online banking & mobile app access

Internet banking platform for accounts, payments and service requests.

• Available 24 hours, 365 days a year
• Fund transfers to SC and third-party banks
• NepalPay QR instant payments
• Credit card bill payment via connectIPS
• eSewa wallet top-up and bill payments
• Online cheque book and statement requests
• Open FD, savings, loan & card applications

Mobile banking app for accounts, transfers, bill payments and card control.

• View Savings, Current, FD, loan & card info
• Instant transfers via connectIPS
• Pay utility bills and eSewa top-up
• Self-activate and block cards, change PIN
• Cheque book request with home delivery
• Fingerprint touch login
• Track request status

Free encrypted electronic account statements delivered by email.

• Free service
• Encrypted and emailed
• Paperless, eco-friendly

SMS notifications for account and card activity.

• Instant notifications for account/card activity
• Charge NPR 200 per year

Added authentication layer securing online card transactions.

• Enhanced online transaction security

Inward and outward money transfer services.

• Demand drafts
• Telegraphic transfers
• Cheque services
• Online payments

Foreign currency services for travel, study and medical needs.

• Demand drafts in multiple currencies
• SWIFT payments
• Travel cards
• Cash foreign exchange

Trade finance facilities for importers and exporters.

• Letters of Credit (DA/DP)
• Import and export financing
• Pre-shipment and post-shipment export finance
• Documentary collection / cash-against-document
• Bonds and guarantees
• Bills discounting

An SME business current account with reverse-sweep interest.

• Minimum balance NPR 100,000
• Interest via reverse sweep
• Reduced transaction fees (NPR 150)
• Free credit card on NPR 1 million 6-month balance
• Free e-statements and cheque books

Range of business lending products for SMEs.

• Overdrafts and demand loans
• Term loans up to 5 years
• Trust receipt / importer's loans
• Export credit facilities
• Bank guarantees

Double-key secure storage lockers at select branches.

• Double-key secure storage
• Available at Kathmandu, Pokhara, Biratnagar, Dharan