Unique Nepal Laghubitta
Kohalpur Municipality, Ward No. 11, Town Planning Area, Banke, Lumbini Province, Nepal ·
Unique Nepal Laghubitta is a Class-D microfinance (Laghubitta Bittiya Sanstha) institution serving poor and marginalized members across western Nepal through group-based and micro-enterprise lending.
Rates at a glance
Deposit rates
| Product | Type | Tenor | Depositor | Rate p.a. |
|---|---|---|---|---|
| Remittance / Special Savings | Remittance | — | individual | 5.00% |
| Member Savings | Normal Savings | — | individual | 3.50% |
Loan rates
| Product | Effective rate | Base | Premium |
|---|---|---|---|
| Income Generation Loan (Aayaarjan Karja) | 15.00% (fixed) | 13.09% | — |
| Seasonal Loan (Mausami Karja) | 15.00% (fixed) | 13.09% | — |
| Business Loan (Byabasayik Karja) | 15.00% (fixed) | 13.09% | — |
| Home Loan (Ghar Karja) | 15.00% (fixed) | 13.09% | — |
| Medical Treatment Loan (Aushadhopachar Karja) | 15.00% (fixed) | 13.09% | — |
| Household Loan (Gharayasi Karja) | 15.00% (fixed) | 13.09% | — |
| Family Guarantee Household Loan (Parivarik Jamani Gharayasi Karja) | 15.00% (fixed) | 13.09% | — |
| Education Loan (Shaikshik Karja) | 15.00% (fixed) | 13.09% | — |
| Micro-Enterprise Development Collateral Loan (Laghu Udyam Bikas Dhito Karja) | 15.00% (fixed) | 13.09% | — |
About Unique Nepal
Unique Nepal Laghubitta Bittiya Sanstha Limited (UNLBSL) is an NRB Class-D retail microfinance institution headquartered in Kohalpur, Banke, that grew out of UNYC Nepal and obtained its microfinance banking license from Nepal Rastra Bank in October 2018. It provides savings, micro-credit, micro-insurance and remittance services to more than 82,000 low-income and marginalized beneficiaries across about ten districts of Lumbini and Sudurpaschim provinces. The institution lends primarily through group-guarantee and individual micro-enterprise loans, with compulsory and voluntary member savings, and received a SMART client-protection certification in April 2021.
Source: uniquenepalmicrofinance.com.np
Contact
- Head office
- Kohalpur Municipality, Ward No. 11, Town Planning Area, Banke, Lumbini Province, Nepal
- Phone
- 081-540213
- [email protected]
Products & Services
Savings/Deposits
8Loans
10Micro-insurance
1Remittance
1Other
4Digital & e-services
Deposit and loan rates effective Asar 2083, aggregated from the bank's published disclosures; card figures are indicative. Confirm with the bank before applying.