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Grameen Bikas Laghubitta

Class D — MicrofinancePrivate

Butwal Sub-Metropolitan City-10, Kalikanagar, Rupandehi, Lumbini Province, Nepal ·

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Grameen Bikas Laghubitta Bittiya Sanstha Ltd. is an NRB Class-D microfinance institution that provides group-based, non-collateral micro-loans and savings to rural low-income members, especially women, across Nepal.

194
Branches
—
ATMs
10
Products
Asar 2083
Effective

Rates at a glance

Base rate
12.63%
Best FD
—
Best savings
8.75%
Home loan from
—

Deposit rates

ProductTypeTenorDepositorRate p.a.
Member SavingsNormal Savings—individual8.75%

Loan rates

ProductEffective rateBasePremium
Micro Business Loan (group-based, non-collateral)14.10% (fixed)12.63%—
Micro Enterprise Loan (A) - collateral based12.00% (fixed)12.63%—
Micro Enterprise Loan (B) - collateral based12.00% (fixed)12.63%—
Seasonal Loan14.10% (fixed)12.63%—
Emergency Loan14.10% (fixed)12.63%—
Renewable Loan14.10% (fixed)12.63%—
Grameen Family Loan14.10% (fixed)12.63%—

About Grameen Bikas

Established on 15 August 2014 through the merger of five regional Grameen Bikas Banks, GBLBS is headquartered in Butwal, Rupandehi and is licensed and regulated by Nepal Rastra Bank under the Bank and Financial Institution Act 2073. It follows the Grameen Bank model of group-guarantee and non-collateral lending, targeting deprived rural populations and women for income-generating micro-enterprise, seasonal and household needs. The institution operates 194 branch offices across 56 districts serving roughly 265,758 active clients. In October 2025 it completed a merger with Samaj Laghubitta Bittiya Sanstha Ltd.

Source: gblbs.com.np

Contact

Head office
Butwal Sub-Metropolitan City-10, Kalikanagar, Rupandehi, Lumbini Province, Nepal
Phone
071-437530, 071-438954

Products & Services

Savings/Deposits

8
Group Saving (7.05%)
Personal Saving (7.05%)
Bal Sikshya Kramik Bachat (7.05%)
Bishes Grameen Bachat (7.05%)
Naari Bachat - women's savings (7.05%)
Pension Saving (8.50%)
Grameen Upakar Bachat (8.75%)
Compulsory and voluntary member savings

Loans

6
Micro Business Loan (group-based, non-collateral)
Micro Enterprise Loan A & B (collateral based)
Seasonal Loan
Emergency Loan
Renewable Loan
Grameen Family Loan

Other

6
Welfare schemes
Social awareness and group training
Client protection
Women empowerment
Natural resources management
Skill development programs

Digital & e-services

Internet banking
Fonepay QR
connectIPS
RTGS
Locker
Demat / DP
C-ASBA (IPO)
Trade finance (LC)

Deposit and loan rates effective Asar 2083, aggregated from the bank's published disclosures; card figures are indicative. Confirm with the bank before applying.