BFIS Compare
Ganapati logo

Ganapati Laghubitta

Class D — MicrofinancePrivate

Shuklagandaki-04, Dulegaunda, Tanahun, Nepal ·

Visit website →

A Nepal Rastra Bank Class-D microfinance institution based in Tanahun that provides collateral-free group-based and micro-enterprise financial services to marginalized, rural and deprived-sector members.

43
Branches
—
ATMs
10
Products
Asar 2083
Effective

Rates at a glance

Base rate
13.11%
Best FD
—
Best savings
7.50%
Home loan from
—

Deposit rates

ProductTypeTenorDepositorRate p.a.
Member SavingsNormal Savings—individual7.50%

Loan rates

ProductEffective rateBasePremium
Micro Loan (group-based, collateral-free)14.10% (fixed)13.11%—
Micro Enterprise Loan14.10% (fixed)13.11%—
Seasonal Loan14.10% (fixed)13.11%—
Emergency Loan14.10% (fixed)13.11%—
Disaster Loan14.10% (fixed)13.11%—
Renewable Energy Loan14.10% (fixed)13.11%—
Education / Foreign Employment Loan14.10% (fixed)13.11%—

About Ganapati

Ganapati Laghubitta Bittiya Sanstha Ltd (formerly Ganapati Microfinance Bittiya Sanstha Ltd) was registered as a public limited company on June 27, 2016, obtained its NRB "D" class operating license on November 15, 2016, and commenced operations on December 9, 2016. It provides financial and non-financial services to marginalized, underprivileged and deprived-sector populations by mobilizing local skills and resources to promote entrepreneurship and income-generating activities. It operates primarily through group/center-based lending of small collateral-free micro loans alongside collateral-based micro-enterprise loans for members. The institution is headquartered in Shuklagandaki Municipality, Dulegaunda, Tanahun and operates a network of branches mostly outside the Kathmandu valley.

Source: ganapatimicro.com.np

Contact

Head office
Shuklagandaki-04, Dulegaunda, Tanahun, Nepal
Phone
065-414247

Products & Services

Savings/Deposits

7
Group Saving (compulsory center-based)
Individual Saving (voluntary)
Pension Saving
Center Fund Saving
Welfare Fund Saving
Insurance Saving
Fixed Deposit

Loans

7
Micro Loan (group, collateral-free)
Micro Enterprise Loan
Seasonal Loan
Emergency Loan
Disaster Loan
Renewable Energy Loan
Education/Foreign Employment Loan

Micro-insurance

1
Insurance

Remittance

1
Remittance services

Digital & e-services

Internet banking
Fonepay QR
connectIPS
RTGS
Locker
Demat / DP
C-ASBA (IPO)
Trade finance (LC)

Deposit and loan rates effective Asar 2083, aggregated from the bank's published disclosures; card figures are indicative. Confirm with the bank before applying.