Asha Laghubitta
Sanga, Banepa-13, Kavrepalanchok, Nepal ·
Asha Laghubitta Bittiya Sanstha Ltd. is a national-level NRB Class-D microfinance institution providing savings, micro-credit, remittance and micro-insurance services to low-income and rural members across Nepal.
Rates at a glance
Deposit rates
| Product | Type | Tenor | Depositor | Rate p.a. |
|---|---|---|---|---|
| Member Savings | Normal Savings | — | individual | 7.50% |
Loan rates
| Product | Effective rate | Base | Premium |
|---|---|---|---|
| General Loan (Samanya Karja) | 13.62% (fixed) | 10.44% | — |
| Seasonal/Social Loan | 13.62% (fixed) | 10.44% | — |
| Emergency Loan | 13.62% (fixed) | 10.44% | — |
| Small Energy Loan | 13.62% (fixed) | 10.44% | — |
| Group Discipline Loan | 13.62% (fixed) | 10.44% | — |
| Agricultural Loan | 13.62% (fixed) | 10.44% | — |
| Microenterprise Loan | 13.62% (fixed) | 10.44% | — |
| Home/Livestock/Reconstruction Loan | 14.38% (fixed) | 10.44% | — |
| Foreign Employment Loan | 13.62% (fixed) | 10.44% | — |
| Education Loan | 13.62% (fixed) | 10.44% | — |
| Asha Microenterprise Loan | 13.62% (fixed) | 10.44% | — |
| Personal Loan | 13.62% (fixed) | 10.44% | — |
About Asha
Asha Laghubitta Bittiya Sanstha Ltd. (ALBSL) was established under the Bank and Financial Institution Act, 2063 and began operations around 2075 BS (2016), originally rooted in Nuwakot District. As a national-level microfinance institution it focuses on financial inclusion and poverty alleviation, serving deprived groups, women and small entrepreneurs in rural and semi-urban areas. It delivers microloans, member savings, micro-insurance, remittance and financial-literacy training through a network of branches across all seven provinces. Its head office is in Sanga, Banepa, Kavrepalanchok, and it is listed on NEPSE under the symbol ALBSL.
Source: ashamicrofinance.com.np
Contact
- Head office
- Sanga, Banepa-13, Kavrepalanchok, Nepal
- Phone
- +977-11-660073
- [email protected]
Products & Services
Savings/Deposits
9Loans
12Micro-insurance
1Remittance
1Other
2Digital & e-services
Deposit and loan rates effective Ashwin 2083, aggregated from the bank's published disclosures; card figures are indicative. Confirm with the bank before applying.