Himalayan Laghubitta
Chabahil (Chuchepati), Kathmandu, Nepal ·
A Class-D national-level microfinance (Laghubitta) institution, a subsidiary of Himalayan Bank Limited, providing micro-savings, micro-credit, remittance and micro-insurance to low-income and rural members across Nepal.
Rates at a glance
Deposit rates
| Product | Type | Tenor | Depositor | Rate p.a. |
|---|---|---|---|---|
| Member Savings | Normal Savings | — | individual | 7.50% |
Loan rates
| Product | Effective rate | Base | Premium |
|---|---|---|---|
| Micro Enterprise Loan (adjustable rate = Avg Base Rate + premium) | 14.10%–14.10% | 12.15% | +1.95%–1.95% |
| Micro Loan / Group Loan (fixed rate) | 13.88% (fixed) | 12.15% | — |
| Seasonal Loan | 13.88% (fixed) | 12.15% | — |
| Emergency Loan | 13.88% (fixed) | 12.15% | — |
| Disaster Loan | 13.88% (fixed) | 12.15% | — |
| Low Cost Housing Loan | 13.88% (fixed) | 12.15% | — |
| Easy Loan | 13.88% (fixed) | 12.15% | — |
About Himalayan
Himalayan Laghubitta Bittiya Sanstha Limited was incorporated as a public limited company on 1st Chaitra 2067 (15 March 2011) and operates as a subsidiary of Himalayan Bank Limited; it was formerly known as Civil Laghubitta. It is a Nepal Rastra Bank licensed Class-D microfinance serving deprived and low-income members, mostly women, through group/center-based and individual micro-lending. As of Chaitra-end 2082 (Q3 FY2082/83) it operated 75 branches across all 7 provinces of Nepal. Products span compulsory and voluntary member savings, micro and micro-enterprise loans, remittance and micro-insurance.
Source: himalayanlaghubitta.com
Contact
- Head office
- Chabahil (Chuchepati), Kathmandu, Nepal
- Phone
- +977-1-4598333, 4598334, 4574202
- [email protected]
Products & Services
Savings/Deposits
3Loans
7Micro-insurance
1Remittance
1Other
2Digital & e-services
Deposit and loan rates effective Ashwin 2083, aggregated from the bank's published disclosures; card figures are indicative. Confirm with the bank before applying.