Jeevan Bikash Laghubitta is a national-level Class-D microfinance institution serving low-income and rural members across Nepal with group-based savings, micro-loans, micro-insurance and remittance services under the slogan "Poverty Free Nepal."
Rates at a glance
Deposit rates
| Product | Type | Tenor | Depositor | Rate p.a. |
|---|---|---|---|---|
| Remittance / Special Savings | Remittance | — | individual | 8.00% |
| Member Savings | Normal Savings | — | individual | 7.50% |
Loan rates
| Product | Effective rate | Base | Premium |
|---|---|---|---|
| Business Loan | 14.10% (fixed) | 12.19% | — |
| General Loan | 14.10% (fixed) | 12.19% | — |
| Agriculture Loan | 14.10% (fixed) | 12.19% | — |
| Housing Loan | 14.10% (fixed) | 12.19% | — |
| Education Loan | 14.00% (fixed) | 12.19% | — |
| Energy Loan | 14.00% (fixed) | 12.19% | — |
| Emergency Loan | 14.10% (fixed) | 12.19% | — |
| Digital Loan | 14.00% (fixed) | 12.19% | — |
| Discipline Loan | 14.00% (fixed) | 12.19% | — |
About Jeevan Bikash
Promoted by Jeevan Bikas Samaj (an NGO), Jeevan Bikas Laghubitta Bittiya Sanstha Limited is an NRB-licensed national-level "D" class microfinance institution that began financial operations on February 28, 2019. In 2020 it merged with Solve Laghubitta and Garibi Nyunikaran Laghubitta, expanding its network to around 160 branches with over 1,000 staff. It serves more than 313,000 members (about 199,000 borrowers) primarily through group/center-based lending in deprived and rural sectors. Its head office is in Katahari-2, Morang, and it is listed on NEPSE under the symbol JBLB.
Source: jeevanbikasmf.com
Contact
- Head office
- Katahari-2, Morang, Nepal
- Phone
- 021-442662, 9802796196
- [email protected]
- Website
- https://jeevanbikasmf.com
Products & Services
Savings/Deposits
6Loans
9Micro-insurance
4Remittance
13Digital
2Other
2Digital & e-services
Deposit and loan rates effective Asar 2083, aggregated from the bank's published disclosures; card figures are indicative. Confirm with the bank before applying.