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Global IME Laghubitta

Class D — MicrofinancePrivate

Pokhara-26, Bijayapur, Kaski, Nepal ·

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Global IME Laghubitta Bittiya Sanstha is an NRB Class-D national-level microfinance institution, a subsidiary of Global IME Bank, providing member-based group savings and micro-loans to low-income and rural communities across Nepal.

122
Branches
—
ATMs
10
Products
Asar 2083
Effective

Rates at a glance

Base rate
11.10%
Best FD
11.00%
Best savings
7.50%
Home loan from
13.38%

Deposit rates

ProductTypeTenorDepositorRate p.a.
Member Fixed DepositFixed9mo–9moindividual11.00%
Member Fixed DepositFixed1yr–17moindividual11.00%
Member Fixed DepositFixed6mo–6moindividual10.50%
Member Fixed DepositFixed3mo–3moindividual10.00%
Member SavingsNormal Savings—individual7.50%

Loan rates

ProductEffective rateBasePremium
General Loan (group micro-loan)13.38%–15.00%11.10%+2.28%–3.90%
Micro Entrepreneur Loan13.38%–15.00%11.10%+2.28%–3.90%
Global Sajilo Karja13.38%–15.00%11.10%+2.28%–3.90%
Seasonal Loan (farming/horticulture)13.38%–15.00%11.10%+2.28%–3.90%
Foreign Employment Loan13.38%–15.00%11.10%+2.28%–3.90%
Low Cost Housing Loan13.38%–15.00%11.10%+2.28%–3.90%
Emergency Loan13.38%–15.00%11.10%+2.28%–3.90%

About Global IME

Global IME Laghubitta Bittiya Sanstha Limited was registered in 2069/11/24 BS and began banking operations on 2070/02/05 BS as a Class "D" microfinance institution licensed by Nepal Rastra Bank, later upgraded to national-level microfinance status in 2075/10/17 BS. Headquartered in Pokhara-26 (Bijayapur), Kaski, it is a subsidiary of Global IME Bank Limited. It serves over 138,000 members and around 62,000 borrowers through 122 branches across 54 districts and all 7 provinces. The institution operates primarily on group/center-based lending to women and low-income households, offering compulsory and voluntary member savings alongside collateral and non-collateral micro-loans.

Source: gilb.com.np

Contact

Head office
Pokhara-26, Bijayapur, Kaski, Nepal
Phone
+977-061-411438

Products & Services

Savings/Deposits

6
General Saving (7.5% p.a.)
Monthly Saving (compulsory, 7.5% p.a.)
Group/Center Saving (7.5% p.a.)
Child Saving (8.0% p.a.)
Grihalaxmi Saving (term, up to 11% p.a.)
Bright Future Saving (recurring, 8.5%-9.1% p.a.)

Loans

7
General Loan
Global Sajilo Karja
Seasonal (agriculture) Loan
Micro Entrepreneur Loan
Foreign Employment Loan
Low Cost Housing Loan
Emergency Loan

Micro-insurance

1
Loan Insurance via IME Life Insurance Company

Remittance

1
Remittance services

Digital

1
eSewa, IME Pay and Khalti payment integration

Other

2
Grievance handling
Financial literacy / member services

Digital & e-services

Internet banking
Fonepay QR
connectIPS
RTGS
Locker
Demat / DP
C-ASBA (IPO)
Trade finance (LC)

Deposit and loan rates effective Asar 2083, aggregated from the bank's published disclosures; card figures are indicative. Confirm with the bank before applying.