Samata Gharelu Laghubitta
Banepa, Kavrepalanchowk, Nepal ·
A Nepal Class-D microfinance institution (laghubitta) providing poor-friendly, agriculture-focused savings and micro-loan services to low-income rural members.
Rates at a glance
Deposit rates
| Product | Type | Tenor | Depositor | Rate p.a. |
|---|---|---|---|---|
| Member Savings | Normal Savings | — | individual | 7.50% |
Loan rates
| Product | Effective rate | Base | Premium |
|---|---|---|---|
| Agriculture Loan (crop/livestock) | 15.00% (fixed) | — | — |
| Micro Enterprise Loan | 15.00% (fixed) | — | — |
| Alternative Energy Loan (solar, water mill, biogas) | 15.00% (fixed) | — | — |
| Business Promotion Loan | 15.00% (fixed) | — | — |
| Health and Treatment Loan | 15.00% (fixed) | — | — |
| Easy Loan (Sajilo Karja) | 15.00% (fixed) | — | — |
About Samata
Samata Gharelu Laghubitta Bittiya Sanstha Ltd is a Nepal Rastra Bank Class-D microfinance institution registered in 2070 BS under the Company Act 2063 and Bank and Financial Institution Act 2063, with its head office in Banepa, Kavrepalanchowk. Its stated mission is to boost agricultural production and generate income and employment among the poor through sustainable, demand-driven microfinance. It operates a network of 93 branches across all seven provinces and is listed on NEPSE under the symbol SMATA in the microfinance sector. Lending focuses on locally viable agriculture (livestock, poultry, fishery, vegetables, cash crops), micro-enterprise and alternative energy, alongside member savings products.
Source: www.samata.org.np
Contact
- Head office
- Banepa, Kavrepalanchowk, Nepal
- Phone
- 011597000
- [email protected]
- Website
- https://www.samata.org.np
Products & Services
Savings/Deposits
9Loans
6Micro-insurance
2Other
2Digital & e-services
Deposit and loan rates effective Asar 2083, aggregated from the bank's published disclosures; card figures are indicative. Confirm with the bank before applying.