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NADEP Laghubitta

Class D — MicrofinancePrivate

Dhunibesi-06, Dhading (Gajuri), Nepal ·

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NADEP Laghubitta Bittiya Sanstha is a national-level NRB Class-D microfinance institution providing group-based micro-savings and micro-loans to low-income and rural members across Nepal.

88
Branches
ATMs
8
Products
Asar 2083
Effective

Rates at a glance

Base rate
12.75%
Best FD
Best savings
8.00%
Home loan from

Deposit rates

ProductTypeTenorDepositorRate p.a.
Member SavingsNormal Savingsindividual8.00%

Loan rates

ProductEffective rateBasePremium
General Loan14.10% (fixed)12.75%
Project Loan14.10% (fixed)12.75%
Seasonal Loan / Discipline Loan14.10% (fixed)12.75%
Micro Health Insurance Loan14.10% (fixed)12.75%
Micro Enterprise Loan / Collateral Loan14.10% (fixed)12.75%

About NADEP

NADEP Laghubitta Bittiya Sanstha Ltd was incorporated on 29 January 2014 as a public limited company and received its Class-D microfinance license from Nepal Rastra Bank on 20 April 2015. It was promoted by DEPROSC Nepal, Nabil Bank, Lumbini Finance and others, with its head office in Dhunibesi/Gajuri, Dhading. It serves low-income and rural members primarily through group (center) lending and individual micro-enterprise loans, offering compulsory and voluntary member savings, micro-loans, and member micro-insurance. It operates roughly 88 branches across eastern, central, mid-western and far-western Nepal.

Source: www.nadeplaghubitta.com

Contact

Head office
Dhunibesi-06, Dhading (Gajuri), Nepal
Phone
010-402111/124

Products & Services

Savings/Deposits

6
Compulsory / Group Saving (7.50%)
Personal Saving (7.50%)
Center Fund (7.50%)
Child Saving (7.50%)
Life Saving (8.0%)
Smart Life Saving (8.0%)

Loans

5
General Loan
Project Loan
Seasonal / Discipline Loan
Micro Enterprise / Collateral Loan
Micro Health Insurance Loan

Micro-insurance

5
Loan insurance
Member death coverage
Spouse death coverage
Maternity benefits
Member Insurance Fund

Remittance

1
In process of partnering with remittance companies operating in Nepal

Other

1
1% loan rate discount for Dalit, Mukta Kamaiya, Badi, Haliya, disaster victims, single women, disabled and elderly members

Digital & e-services

Internet banking
Fonepay QR
connectIPS
RTGS
Locker
Demat / DP
C-ASBA (IPO)
Trade finance (LC)

Deposit and loan rates effective Asar 2083, aggregated from the bank's published disclosures; card figures are indicative. Confirm with the bank before applying.