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Non-life insurance — compare policies

We found 151 products

Motor, health, fire, travel and more from Nepal's 14 non-life insurers. The Nepal Insurance Authority (NIA) licenses 14 life and 14 non-life insurers. Compare their policies by premium, sum assured/insured, policy term, entry age and claim-settlement ratio — the key trust metric when choosing cover.

Motor & health

Plan typePlans
Motor21See more
Medical / Health20See more
Travel16See more

Property & business

Plan typePlans
Fire / Property22See more
Engineering22See more
Marine14See more

More plans

Plan typePlans
Aviation10See more
Agriculture12See more
Micro14See more

10 matching

Himalayan Everest logo
Himalayan EverestAviation InsuranceAviation
Annual premium
Rs 0.75/1,000
Claim ratio
98.31%
Sum insured
Policy term
1 yr
Plan type
Aviation
Features
  • Aircraft hull all-risks (ground and flight)
  • Third-party legal liability
  • Passenger legal liability
  • Spares and equipment cover
Hull and liability cover for aircraft and aviation operators.
Plan details
  • Aircraft hull all-risks (ground and flight)
  • Third-party legal liability
  • Passenger legal liability
  • Spares and equipment cover
  • Hull war and allied perils (add-on)
  • Crew personal accident
Shikhar logo
ShikharAviation InsuranceAviation
Annual premium
Rs 1.25/1,000
Claim ratio
94%
Sum insured
Policy term
Plan type
Aviation
Features
  • Aircraft hull — accidental damage, war and allied risks
  • Third-party liability including passenger and cargo liability
  • Aircrew personal accident and pilot loss-of-licence
  • Aero-engine breakdown and airport operator liability
Aircraft hull and liability cover including passenger, cargo and third-party liability plus crew and operator extensions.
Prabhu Insurance logo
Prabhu InsuranceAviation InsuranceAviation
Annual premium
Rs 0.75/1,000
Claim ratio
85.84%
Sum insured
Policy term
1 yr
Plan type
Aviation
Features
  • Aircraft hull all-risk damage
  • Passenger legal liability
  • Third-party liability
  • Spares and ground equipment cover
Hull and aviation liability cover for aircraft, including damage to the aircraft and legal liability to passengers and third parties.
Plan details
  • Aircraft hull all-risk damage
  • Passenger legal liability
  • Third-party liability
  • Spares and ground equipment cover
  • War and allied perils extension available
Oriental logo
OrientalAviation Insurance (Aircraft Hull & Liability)Aviation
Annual premium
Rs 0.75/1,000
Claim ratio
80.02%
Sum insured
Policy term
1 yr
Plan type
Aviation
Features
  • Aircraft hull all-risk and hull war cover
  • Aviation third-party and passenger legal liability
  • Aviation personal accident for crew
  • Loss of licence cover for pilots/crew
Covers aircraft hull and spares, aviation liability, crew personal accident and loss of licence for operators.
Plan details
  • Aircraft hull all-risk and hull war cover
  • Aviation third-party and passenger legal liability
  • Aviation personal accident for crew
  • Loss of licence cover for pilots/crew
  • Aircraft hull and spares cover
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Sagarmatha Lumbini logo
Sagarmatha LumbiniAviation InsuranceAviation
Annual premium
Rs 5/1,000
Claim ratio
78.14%
Sum insured
Policy term
1 yr
Plan type
Aviation
Features
  • Aircraft hull all-risk and accidental damage
  • War, hijacking and allied perils
  • Third-party legal liability
  • Passenger and cargo liability
Aviation hull and liability cover for aircraft against accidental damage, war & allied risks, and third-party/passenger/cargo liability.
Plan details
  • Aircraft hull all-risk and accidental damage
  • War, hijacking and allied perils
  • Third-party legal liability
  • Passenger and cargo liability
  • Spares and ground equipment cover
Nepal Insurance logo
Nepal InsuranceAviation InsuranceAviation
Annual premium
On request
Claim ratio
74%
Sum insured
Policy term
1 yr
Plan type
Aviation
Features
  • Aircraft hull all-risk cover (in-flight, taxiing and ground)
  • Passenger liability
  • Public/third-party liability
  • Combined Single Limit (CSL) option

Annual premium: Premium individually rated on hull value, liability limits, aircraft type and usage; large commercial risks often reinsured

Covers claims arising from aircraft ownership, maintenance or use - hull damage plus passenger, public and third-party liability.
Plan details
  • Aircraft hull all-risk cover (in-flight, taxiing and ground)
  • Passenger liability
  • Public/third-party liability
  • Combined Single Limit (CSL) option
  • Ground risk hull (stationary and taxiing)
  • Pays medical bills and lawsuit damages for injured/killed passengers and persons
Neco logo
NecoAviation Hull & Liabilities InsuranceAviation
Annual premium
On request
Claim ratio
70%
Sum insured
Rs 1 crore–Rs 1,000 crore
Policy term
1 yr
Plan type
Aviation
Features
  • Aircraft hull all-risks physical damage
  • Passenger legal liability
  • Third-party legal liability
  • Spares and ground risks

Annual premium: Bespoke/placed premium (largely reinsurance-driven) as a percentage of the agreed insured hull value plus liability limits; not a published fixed tariff.

Aviation policy (code HL, first issued 1996) covering aircraft hull (physical damage) and legal liabilities to passengers and third parties; part of a full aviation suite (hull war, hull deductible, aero-engine breakdown, loss of licence, aviation personal accident).
Plan details
  • Aircraft hull all-risks physical damage
  • Passenger legal liability
  • Third-party legal liability
  • Spares and ground risks
  • Hull war and allied perils (extension)
  • Aircraft ownership, maintenance and airport risks
NLG logo
NLGAviation Insurance PolicyAviation
Annual premium
On request
Claim ratio
69%
Sum insured
Rs 1 crore–Rs 500 crore
Policy term
1 yr
Plan type
Aviation
Features
  • Aircraft hull all-risk cover
  • Passenger legal liability
  • Third-party (public) liability
  • Crew personal accident

Annual premium: Bespoke/reinsurance-driven premium based on hull value, aircraft type, usage and liability limits; not a fixed tariff. Quoted case by case.

Aircraft hull and aviation liability cover including passenger and third-party liability for the loss of aircraft and resulting financial damage.
Plan details
  • Aircraft hull all-risk cover
  • Passenger legal liability
  • Third-party (public) liability
  • Crew personal accident
  • War and allied perils (add-on)
IGI Prudential logo
IGI PrudentialAviation InsuranceAviation
Annual premium
Rs 1.5/1,000
Claim ratio
62%
Sum insured
Policy term
1 yr
Plan type
Aviation
Features
  • Aircraft Hull cover (physical damage)
  • Aviation third-party legal liability
  • Passenger legal liability
  • Crew Personal Accident cover

Annual premium: Per-shipment cargo cover on Rs 10,00,000 sum insured; Institute Cargo Clauses; indicative rate ~Rs 1.5 per 1,000. Actual rate varies by route/commodity/ICC clause.

Aviation hull and liability cover for aircraft including crew personal accident.
Plan details
  • Aircraft Hull cover (physical damage)
  • Aviation third-party legal liability
  • Passenger legal liability
  • Crew Personal Accident cover
  • Spares and equipment cover
Rastriya Beema logo
Rastriya BeemaAviation InsuranceAviation
Annual premium
Rs 0.75/1,000
Claim ratio
Sum insured
Policy term
1 yr
Plan type
Aviation
Features
  • Hull (aircraft/helicopter) all-risk damage
  • Passenger legal liability
  • Crew personal accident
  • Cargo / baggage liability
Covers aeroplanes and helicopters against hull damage and liabilities, including passenger, crew, cargo and third-party legal liability.
Plan details
  • Hull (aircraft/helicopter) all-risk damage
  • Passenger legal liability
  • Crew personal accident
  • Cargo / baggage liability
  • Third-party legal liability
  • Spares and ground risks

Insurance

Premiums shown are illustrative samples (typically age 30, base plan) for comparison; your actual premium depends on age, sum assured, term and riders. Claim-settlement ratio is the latest published figure. Confirm with the insurer before buying.

Compiled from each insurer's published plan brochures and NIA disclosures.