BFIS Compare
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Nepal's free comparison for banking & insurance

Fixed DepositsLoansCredit CardsLife InsuranceNon-Life Insurance

Independent · Verified from NRB & NIA · Always free

130
Banks & insurers
360+
Insurance products
NRB · NIA
NRB & NIA verified
Free & independent
Updated monthly

Top Fixed Deposit rates this month

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NIMB logo
NIMBFixed DepositTop rate
Rate p.a.
5.25%
Tenor
2yr+
Depositor
individual
Currency
NPR
Effective
Asar 2083
Features
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
Min balance
ADBL logo
ADBLFixed Deposit
Rate p.a.
5.15%
Tenor
4yr+
Depositor
individual
Currency
NPR
Effective
Asar 2083
Features
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
Min balance
Prime logo
PrimeFixed Deposit
Rate p.a.
5.00%
Tenor
2yr+
Depositor
individual
Currency
NPR
Effective
Asar 2083
Features
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
Min balance
Sanima logo
SanimaFixed Deposit
Rate p.a.
4.75%
Tenor
2yr+
Depositor
individual
Currency
NPR
Effective
Asar 2083
Features
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
Min balance
NIMB logo
NIMBFixed Deposit
Rate p.a.
4.75%
Tenor
1yr–2yr
Depositor
individual
Currency
NPR
Effective
Asar 2083
Features
Verified from the bank's published disclosure, effective Asar 2083.
Product specification
Min balance

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Compare every bank & insurer in Nepal — free

Fixed deposits, loans, credit cards and life & non-life insurance across 130 banks, finance companies and insurers — verified, dated and refreshed every Bikram-Sambat month.

Rates are aggregated from banks' published, NRB- and NIA-regulated disclosures. Information only — not financial advice.

Cheapest home loan rates

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Nepal Bank logo
Nepal BankSharba Shulav Aawas KarjaLowest
Effective rate
5.09%–6.59%
Base rate
4.59%
Premium
+0.50%–2.00%
Max tenure
Max LTV
Features
Effective rate = bank base rate + product premium, effective Asar 2083.
Product specification
Max tenure
Processing fee
Max amount
RBB logo
RBBHousing Loan (floating, up to 15 yrs)
Effective rate
5.22%–6.72%
Base rate
4.22%
Premium
+1.00%–2.50%
Max tenure
Max LTV
Features
Effective rate = bank base rate + product premium, effective Asar 2083.
Product specification
Max tenure
Processing fee
Max amount
Prime logo
PrimePrime Home Loan
Effective rate
5.30%–10.30%
Base rate
5.30%
Premium
+0.00%–5.00%
Max tenure
Max LTV
Features
Effective rate = bank base rate + product premium, effective Asar 2083.
Product specification
Max tenure
Processing fee
Max amount
NIMB logo
NIMBEco Home Loan
Effective rate
5.55%–5.55%
Base rate
4.80%
Premium
+0.75%–0.75%
Max tenure
Max LTV
Features
Effective rate = bank base rate + product premium, effective Asar 2083.
Product specification
Max tenure
Processing fee
Max amount
MBL logo
MBLHome Loan (floating, up to NPR 20M)
Effective rate
5.58%–7.58%
Base rate
5.08%
Premium
+0.50%–2.50%
Max tenure
Max LTV
Features
Effective rate = bank base rate + product premium, effective Asar 2083.
Product specification
Max tenure
Processing fee
Max amount

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How BFIS Compare works

INDEPENDENT. We aggregate every commercial bank's published rates so you see the whole market — not a favoured few.

FREE. Our comparison tables are completely free, and you don't need to share any personal data to use them.

TRANSPARENT. Every rate carries an effective date and source. We only earn from clearly-labelled 'apply' links and adverts.

VERIFIED. We pull rates straight from each bank's NRB-mandated monthly disclosures and verify them before publishing.

Data sourced from official disclosures

Nepal Rastra BankNepal Insurance AuthoritySEBONBank disclosures

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