PrabhuFixed DepositTop rate
Rate p.a.
4.55%
Tenor
121mo+
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
रू
Hello, we're BFIS Compare
Nepal's free comparison for banking & insurance
Fixed DepositsLoansCredit CardsLife InsuranceNon-Life Insurance
Independent · Verified from NRB & NIA · Always free
130
Banks & insurers
360+
Insurance products
NRB · NIA
NRB & NIA verified
Free & independent
Updated monthly
Top Fixed Deposit rates this month
Explore comparisons →
NIMBFixed Deposit
Rate p.a.
4.50%
Tenor
61mo+
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
MBLFixed Deposit
Rate p.a.
4.50%
Tenor
3yr+
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
NMBFixed Deposit
Rate p.a.
4.50%
Tenor
5yr+
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
SanimaFixed Deposit
Rate p.a.
4.50%
Tenor
61mo+
Depositor
individual
Currency
NPR
Effective
Ashwin 2083
Verified from the bank's published disclosure, effective Ashwin 2083.
Product specification
- Min balance
- —
Free calculators & tools
Plan before you apply — work out returns and repayments in seconds.
Compare every bank & insurer in Nepal — free
Fixed deposits, loans, credit cards and life & non-life insurance across 130 banks, finance companies and insurers — verified, dated and refreshed every Bikram-Sambat month.
Rates are aggregated from banks' published, NRB- and NIA-regulated disclosures. Information only — not financial advice.
Cheapest home loan rates
Explore comparisons →
PrimePrime Home LoanLowest
Effective rate
4.86%–9.86%
Base rate
4.86%
Premium
+0.00%–5.00%
Max tenure
—
Max LTV
—
Effective rate = bank base rate + product premium, effective Ashwin 2083.
Product specification
- Max tenure
- —
- Processing fee
- —
- Max amount
- —
Nepal BankSharba Shulav Aawas Karja
Effective rate
4.92%–6.42%
Base rate
4.42%
Premium
+0.50%–2.00%
Max tenure
—
Max LTV
—
Effective rate = bank base rate + product premium, effective Ashwin 2083.
Product specification
- Max tenure
- —
- Processing fee
- —
- Max amount
- —
MBLHome Loan (floating, up to NPR 20M)
Effective rate
5.31%–7.31%
Base rate
4.81%
Premium
+0.50%–2.50%
Max tenure
—
Max LTV
—
Effective rate = bank base rate + product premium, effective Ashwin 2083.
Product specification
- Max tenure
- —
- Processing fee
- —
- Max amount
- —
Laxmi SunriseHome Loan
Effective rate
5.32%–7.32%
Base rate
4.82%
Premium
+0.50%–2.50%
Max tenure
—
Max LTV
—
Effective rate = bank base rate + product premium, effective Ashwin 2083.
Product specification
- Max tenure
- —
- Processing fee
- —
- Max amount
- —
NIMBEco Home Loan
Effective rate
5.42%
Base rate
4.67%
Premium
+0.75%
Max tenure
—
Max LTV
—
Effective rate = bank base rate + product premium, effective Ashwin 2083.
Product specification
- Max tenure
- —
- Processing fee
- —
- Max amount
- —
Most recent news
More news
BankingShangri-la Dev Bank Review 2026: Interest Rates, Digital Banking & Branch Network
21 Sept 2026
A 2026 profile of Shangri-la Development Bank — product range, reach and how to judge it against the market.
Read more →
BankingIs Progressive Finance a Good Finance Company? Full Profile, Ratings & Verdict (2026)
21 Sept 2026
A 2026 profile of Progressive Finance Co. — product range, reach and how to judge it against the market.
Read more →
Credit CardBest Finance vs Nepal Finance: Credit Card — Rates, Fees & Which to Pick (2026)
21 Sept 2026
A 2026 head-to-head of Best Finance and Nepal Finance for a credit card — rates, fees and how to choose.
Read more →
Credit CardCorporate Dev Bank vs Muktinath Dev Bank: Credit Card — Rates, Fees & Which to Pick (2026)
21 Sept 2026
A 2026 head-to-head of Corporate Dev Bank and Muktinath Dev Bank for a credit card — rates, fees and how to choose.
Read more →How BFIS Compare works
INDEPENDENT. We aggregate every commercial bank's published rates so you see the whole market — not a favoured few.
FREE. Our comparison tables are completely free, and you don't need to share any personal data to use them.
TRANSPARENT. Every rate carries an effective date and source. We only earn from clearly-labelled 'apply' links and adverts.
VERIFIED. We pull rates straight from each bank's NRB-mandated monthly disclosures and verify them before publishing.
Data sourced from official disclosures
Nepal Rastra BankNepal Insurance AuthoritySEBONBank disclosures
Receive the latest rates, straight to your inbox
Get this month's best fixed-deposit, savings and loan rates by email — free.
By signing up you consent to receive rate updates by email. Unsubscribe anytime.