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BFIS Compare
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Nepal's free comparison for banking & insurance

Fixed DepositsLoansCredit CardsLife InsuranceNon-Life Insurance

Independent · Verified from NRB & NIA · Always free

130
Banks & insurers
360+
Insurance products
NRB · NIA
NRB & NIA verified
Free & independent
Updated monthly

Top Fixed Deposit rates this month

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MBLFixed DepositTop rate
Rate p.a.
4.50%
Tenor
3yr+
Depositor
individual
Currency
NPR
Effective
Kartik 2083
Features
Verified from the bank's published disclosure, effective Kartik 2083.
Product specification
Min balance
—
NMBFixed Deposit
Rate p.a.
4.50%
Tenor
5yr+
Depositor
individual
Currency
NPR
Effective
Kartik 2083
Features
Verified from the bank's published disclosure, effective Kartik 2083.
Product specification
Min balance
—
SanimaFixed Deposit
Rate p.a.
4.50%
Tenor
61mo+
Depositor
individual
Currency
NPR
Effective
Kartik 2083
Features
Verified from the bank's published disclosure, effective Kartik 2083.
Product specification
Min balance
—
PrabhuFixed Deposit
Rate p.a.
4.25%
Tenor
121mo+
Depositor
individual
Currency
NPR
Effective
Kartik 2083
Features
Verified from the bank's published disclosure, effective Kartik 2083.
Product specification
Min balance
—
Nepal BankFixed Deposit
Rate p.a.
4.15%
Tenor
121mo+
Depositor
individual
Currency
NPR
Effective
Kartik 2083
Features
Verified from the bank's published disclosure, effective Kartik 2083.
Product specification
Min balance
—

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Compare every bank & insurer in Nepal — free

Fixed deposits, loans, credit cards and life & non-life insurance across 130 banks, finance companies and insurers — verified, dated and refreshed every Bikram-Sambat month.

Rates are aggregated from banks' published, NRB- and NIA-regulated disclosures. Information only — not financial advice.

Cheapest home loan rates

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Nepal BankSharba Shulav Aawas KarjaLowest
Effective rate
4.87%–6.37%
Base rate
4.37%
Premium
+0.50%–2.00%
Max tenure
—
Max LTV
—
Features
Effective rate = bank base rate + product premium, effective Kartik 2083.
Product specification
Max tenure
—
Processing fee
—
Max amount
—
PrimePrime Home Loan
Effective rate
4.87%–9.87%
Base rate
4.87%
Premium
+0.00%–5.00%
Max tenure
—
Max LTV
—
Features
Effective rate = bank base rate + product premium, effective Kartik 2083.
Product specification
Max tenure
—
Processing fee
—
Max amount
—
NIMBEco Home Loan
Effective rate
5.19%
Base rate
4.44%
Premium
+0.75%
Max tenure
—
Max LTV
—
Features
Effective rate = bank base rate + product premium, effective Kartik 2083.
Product specification
Max tenure
—
Processing fee
—
Max amount
—
NMBHome/Housing Loan (up to & above NPR 30M)
Effective rate
5.35%–7.35%
Base rate
4.85%
Premium
+0.50%–2.50%
Max tenure
—
Max LTV
—
Features
Effective rate = bank base rate + product premium, effective Kartik 2083.
Product specification
Max tenure
—
Processing fee
—
Max amount
—
Laxmi SunriseHome Loan
Effective rate
5.39%–7.39%
Base rate
4.89%
Premium
+0.50%–2.50%
Max tenure
—
Max LTV
—
Features
Effective rate = bank base rate + product premium, effective Kartik 2083.
Product specification
Max tenure
—
Processing fee
—
Max amount
—

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How BFIS Compare works

INDEPENDENT. We aggregate every commercial bank's published rates so you see the whole market — not a favoured few.

FREE. Our comparison tables are completely free, and you don't need to share any personal data to use them.

TRANSPARENT. Every rate carries an effective date and source. We only earn from clearly-labelled 'apply' links and adverts.

VERIFIED. We pull rates straight from each bank's NRB-mandated monthly disclosures and verify them before publishing.

Data sourced from official disclosures

Nepal Rastra BankNepal Insurance AuthoritySEBONBank disclosures

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