Suryodaya Womi Laghubitta
Banepa Municipality-13, Sanga, Kavrepalanchok, Nepal ·
A women-focused Nepal Rastra Bank Class-D microfinance institution providing group-based savings and micro-loans to low-income and rural members across the country.
Rates at a glance
Loan rates
| Product | Effective rate | Base | Premium |
|---|---|---|---|
| Normal Loan | 14.10% (fixed) | 12.32% | — |
| Micro Enterprise Loan | 14.10% (fixed) | 12.32% | — |
| Protsahan Loan (agriculture, seasonal business, vehicle, education, marriage) | 14.10% (fixed) | 12.32% | — |
| Discipline Loan (regular repayment history reward) | 14.10% (fixed) | 12.32% | — |
| Home Loan (construction/maintenance) | 14.10% (fixed) | 12.32% | — |
| Personal Loan (non-group members) | 14.10% (fixed) | 12.32% | — |
| Energy Loan (renewable energy projects) | 14.10% (fixed) | 12.32% | — |
| Emergency Loan (disaster/emergency) | 14.10% (fixed) | 12.32% | — |
About Suryodaya Womi
Suryodaya Womi Laghubitta Bittiya Sanstha Ltd. was founded on 8 March 2012 (25 Falgun 2068 BS) and is licensed by Nepal Rastra Bank as a Micro Financial (Class "D") institution under the Banks and Financial Institutions Act 2073. It follows a modified Grameen group-lending model focused on women's empowerment and underserved populations, operating through 171 branches across 55 districts in all 7 provinces. As of 2082/09/30 it served 175,739 members with savings of about NPR 6.03 billion and an outstanding loan portfolio of about NPR 12.5 billion.
Source: swmfi.com.np
Contact
- Head office
- Banepa Municipality-13, Sanga, Kavrepalanchok, Nepal
- Phone
- 01-5912752, 01-5912753
- [email protected]
- Website
- https://swmfi.com.np
Products & Services
Savings/Deposits
9Loans
9Micro-insurance
2Remittance
2Other
2Digital & e-services
Deposit and loan rates effective Asar 2083, aggregated from the bank's published disclosures; card figures are indicative. Confirm with the bank before applying.