Aarambha Chautari Laghubitta
Banepa-10, Kavrepalanchok ·
Aarambha Chautari Laghubitta is a national-level Class-D microfinance institution in Nepal providing collateral-free group loans, member savings and allied services to low-income and rural members.
Rates at a glance
Deposit rates
| Product | Type | Tenor | Depositor | Rate p.a. |
|---|---|---|---|---|
| Member Savings | Normal Savings | — | individual | 7.50% |
Loan rates
| Product | Effective rate | Base | Premium |
|---|---|---|---|
| Energy Loan | 13.88% (fixed) | 12.89% | — |
| Business Loan | 13.88% (fixed) | 12.89% | — |
| General Loan | 13.88% (fixed) | 12.89% | — |
| Agricultural Loan | 13.88% (fixed) | 12.89% | — |
About Aarambha Chautari
Aarambha Chautari Laghubitta Bittiya Sanstha Limited is a leading national-level microfinance institution formed through a merger under NRB's merger policy, with predecessor institutions established around 2014-2015. It operates across 57 districts of Nepal through a community-based network of 134+ units serving over 100,000 clients with 500+ employees. The institution uses the Joint Liability Group (JLG) five-member group-lending model where members serve as mutual guarantors, with loans ranging from NPR 5,000 to NPR 700,000. It offers credit, savings, training, micro-insurance and health-campaign services to underserved communities.
Source: www.aarambhachautari.com
Contact
- Head office
- Banepa-10, Kavrepalanchok
- Phone
- 011-664579
- [email protected]
Products & Services
Savings/Deposits
4Loans
4Micro-insurance
1Other
2Digital & e-services
Deposit and loan rates effective Ashwin 2083, aggregated from the bank's published disclosures; card figures are indicative. Confirm with the bank before applying.