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निर्जीवन बीमा — पोलिसी तुलना

हामीले फेला पार्‍यौं 151 उत्पादन

नेपालका १४ निर्जीवन बीमकका मोटर, स्वास्थ्य, आगलागी, यात्रा र अन्य। नेपाल बीमा प्राधिकरण (NIA) ले १४ जीवन र १४ निर्जीवन बीमक इजाजत दिएको छ। प्रिमियम, बीमाङ्क, अवधि, प्रवेश उमेर र दाबी भुक्तानी अनुपातका आधारमा पोलिसी तुलना गर्नुहोस्।

जीवन बीमा निर्जीवन बीमा

सबै बीमक →

मोटर र स्वास्थ्य

योजना प्रकारयोजना

मोटर21थप हेर्नुहोस्

स्वास्थ्य20थप हेर्नुहोस्

यात्रा16थप हेर्नुहोस्

सम्पत्ति र व्यवसाय

योजना प्रकारयोजना

आगलागी / सम्पत्ति22थप हेर्नुहोस्

इन्जिनियरिङ22थप हेर्नुहोस्

समुद्री14थप हेर्नुहोस्

थप योजना

योजना प्रकारयोजना

उड्डयन10थप हेर्नुहोस्

कृषि12थप हेर्नुहोस्

लघु14थप हेर्नुहोस्

क्रमबद्धकम्पनीन्यून दाबी अनुपात

12 मिल्दो

Himalayan EverestAgriculture & Livestock Insuranceकृषितुलना

वार्षिक प्रिमियम

Rs 25,000/yr

दाबी अनुपात

98.31%

बीमाङ्क

Rs 10,000–Rs 50 lakh

पोलिसी अवधि

1 yr

योजना प्रकार

कृषि

विशेषता

Livestock/cattle insurance (death from disease/accident)
Crop insurance against natural calamity
Poultry insurance
Fishery insurance

Crop, livestock/cattle, poultry and fishery insurance under Nepal's subsidised agriculture insurance scheme.

योजना विवरण

Livestock/cattle insurance (death from disease/accident)
Crop insurance against natural calamity
Poultry insurance
Fishery insurance
Government premium subsidy (~80% of premium)
Covers floods, drought, pests and disease

Prabhu InsuranceAgriculture (Crop & Livestock) Insuranceकृषितुलना

वार्षिक प्रिमियम

Rs 25,000/yr

दाबी अनुपात

85.84%

बीमाङ्क

—

पोलिसी अवधि

1 yr

योजना प्रकार

कृषि

विशेषता

Crops: paddy, vegetables, fruits and other crops
Livestock and cattle cover
Poultry cover
Fisheries cover

Government-subsidised cover for crops, livestock, poultry and fisheries against natural disasters, disease, pests and accidents, under the NIA crop & livestock directive.

योजना विवरण

Crops: paddy, vegetables, fruits and other crops
Livestock and cattle cover
Poultry cover
Fisheries cover
Perils: fire, earthquake, flood, landslide, storm, drought
Damage from insects, disease and accident

Nepal InsuranceAgriculture & Livestock Insuranceकृषितुलना

वार्षिक प्रिमियम

Rs 25,000/yr

दाबी अनुपात

74%

बीमाङ्क

Rs 10 crore

पोलिसी अवधि

1 yr

योजना प्रकार

कृषि

विशेषता

Crop, fruit and vegetable insurance
Cattle/livestock insurance
Poultry/birds insurance
Fish and bee insurance

Government-subsidised cover for crops, fruits, vegetables, fish, cattle, birds and bees against natural disasters and disease. Operating since Magh 2069 (Jan 2013).

योजना विवरण

Crop, fruit and vegetable insurance
Cattle/livestock insurance
Poultry/birds insurance
Fish and bee insurance
Covers flood, drought, fire, hailstorm, disease, pests and wild-animal damage
Heavy government premium subsidy

NecoAgriculture & Livestock (Cattle/Goat/Crop) Insuranceकृषितुलना

वार्षिक प्रिमियम

Rs 25,000/yr

दाबी अनुपात

70%

बीमाङ्क

Rs 10,000–Rs 10 lakh

पोलिसी अवधि

1 yr

योजना प्रकार

कृषि

विशेषता

Death of livestock due to disease or accident
Natural calamity (flood, landslide, lightning)
Crop loss for rice, vegetables and fruit
Poultry and goat/cattle/buffalo cover

Government-supported agriculture portfolio covering cattle, buffalo, goat, poultry and crops (rice, vegetables, fruit) against death, disease, accident and natural calamity; proposal forms available for goat, cattle, poultry, rice, vegetable and fruit.

योजना विवरण

Death of livestock due to disease or accident
Natural calamity (flood, landslide, lightning)
Crop loss for rice, vegetables and fruit
Poultry and goat/cattle/buffalo cover
75% government premium subsidy
Sum insured fixed per Insurance Authority guidelines

निःशुल्क उपकरण

आफ्नो मासिक EMI सेकेन्डमै निकाल्नुहोस्

रकम, दर र अवधि हाल्नुहोस् — आवेदन गर्नुअघि किस्ता हेर्नुहोस्।

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NLGAgriculture Insurance Policyकृषितुलना

वार्षिक प्रिमियम

Rs 25,000/yr

दाबी अनुपात

69%

बीमाङ्क

Rs 10,000–Rs 50 lakh

पोलिसी अवधि

1 yr

योजना प्रकार

कृषि

विशेषता

Livestock and cattle cover against death/disease/accident
Poultry and fishery cover
Crop cover: paddy, vegetables, fruits
Fire, earthquake, flood, landslide, storm perils

Crop and livestock insurance (livestock, poultry, fish, paddy, vegetables, fruits) against fire, natural disasters, pests, disease and accidents; first policy issued 2013.

योजना विवरण

Livestock and cattle cover against death/disease/accident
Poultry and fishery cover
Crop cover: paddy, vegetables, fruits
Fire, earthquake, flood, landslide, storm perils
Pests and disease losses
80% premium subsidy from Government of Nepal

Sanima GICCattle & Crops (Agriculture) Insuranceकृषितुलना

वार्षिक प्रिमियम

Rs 25,000/yr

दाबी अनुपात

63.3%

बीमाङ्क

Rs 10,000–Rs 50 lakh

पोलिसी अवधि

1 yr

योजना प्रकार

कृषि

विशेषता

Livestock: cattle, poultry, fishery cover
Crops and vegetable cover
Perils: fire, earthquake, flood, soil erosion, hailstone, lightning
Insects/pests and disease cover

Government-supported agriculture insurance covering livestock (cattle, poultry, fishery) and crops/vegetables against fire, natural disasters, pests and disease.

योजना विवरण

Livestock: cattle, poultry, fishery cover
Crops and vegetable cover
Perils: fire, earthquake, flood, soil erosion, hailstone, lightning
Insects/pests and disease cover
~75% government premium subsidy

Rastriya BeemaAgriculture & Livestock Insuranceकृषिन्यूनतम प्रिमियमतुलना

वार्षिक प्रिमियम

Rs 10,000/yr

दाबी अनुपात

—

बीमाङ्क

Rs 10,000–Rs 1 crore

पोलिसी अवधि

1 yr

योजना प्रकार

कृषि

विशेषता

Livestock (cattle, goat, buffalo, poultry, fish) death from disease/accident
Crop loss from fire, lightning, hail, flood, landslide and storm
Cover for poultry (broiler, layer, parent), duck and fish ponds
Cover for cash/horticulture crops (potato, ginger, cardamom, apple, banana, tea, coffee etc.)

Covers crop and livestock losses from natural causes for farmers, with heavy government premium subsidy. Designed to mitigate financial risk to the agriculture sector.

योजना विवरण

Livestock (cattle, goat, buffalo, poultry, fish) death from disease/accident
Crop loss from fire, lightning, hail, flood, landslide and storm
Cover for poultry (broiler, layer, parent), duck and fish ponds
Cover for cash/horticulture crops (potato, ginger, cardamom, apple, banana, tea, coffee etc.)
75% government premium subsidy
Up to ~90% of claim amount paid on valid loss

ShikharAgri Insurance (Crop & Livestock)कृषितुलना

वार्षिक प्रिमियम

Rs 1.25/1,000

दाबी अनुपात

94%

बीमाङ्क

—

पोलिसी अवधि

1 yr

योजना प्रकार

कृषि

विशेषता

Livestock, poultry, fish, paddy, vegetables, fruits and farming
Fire and Acts of God (earthquake, flood, landslide, storm)
Diseases and pest/insect attack
Government premium subsidy 75-80%

Subsidised crop, livestock, poultry and fishery cover under Nepal's agriculture insurance scheme with heavy government premium subsidy.

योजना विवरण

Livestock, poultry, fish, paddy, vegetables, fruits and farming
Fire and Acts of God (earthquake, flood, landslide, storm)
Diseases and pest/insect attack
Government premium subsidy 75-80%
Group insurance discount (~15%)

Siddhartha PremierAgriculture, Livestock & Herbs Insuranceकृषितुलना

वार्षिक प्रिमियम

Rs 50/1,000

दाबी अनुपात

89.94%

बीमाङ्क

Rs 10,000–Rs 50 lakh

पोलिसी अवधि

1 yr

योजना प्रकार

कृषि

विशेषता

Livestock (cattle, buffalo, goat, poultry) death from disease or accident
Crop loss from natural calamity, pests and disease
Herb / cash-crop cover
Heavy government premium subsidy (~75-80%)

Government-subsidised crop, livestock and herb insurance protecting farmers against death/loss of cattle and crop damage from natural perils, pests and disease, per the NIA agriculture tariff.

योजना विवरण

Livestock (cattle, buffalo, goat, poultry) death from disease or accident
Crop loss from natural calamity, pests and disease
Herb / cash-crop cover
Heavy government premium subsidy (~75-80%)
Covers individual farmers, farmer groups and cooperatives

Sagarmatha LumbiniAgriculture & Livestock Insuranceकृषितुलना

वार्षिक प्रिमियम

Rs 50/1,000

दाबी अनुपात

78.14%

बीमाङ्क

Rs 10,000–Rs 50 lakh

पोलिसी अवधि

1 yr

योजना प्रकार

कृषि

विशेषता

Livestock (cattle, buffalo) mortality from disease/accident
Poultry and fish farming cover
Crop cover - paddy, vegetables, fruits
Protection against fire and natural disasters

Crop and livestock cover (cattle, poultry, fish, paddy, vegetables, fruits) against fire, natural disaster, disease and malicious acts. Heavily government-subsidised in Nepal.

योजना विवरण

Livestock (cattle, buffalo) mortality from disease/accident
Poultry and fish farming cover
Crop cover - paddy, vegetables, fruits
Protection against fire and natural disasters
Cover for malicious acts
~80% government premium subsidy

United AjodAgriculture & Livestock Insuranceकृषितुलना

वार्षिक प्रिमियम

Rs 50,000/yr

दाबी अनुपात

65.87%

बीमाङ्क

—

पोलिसी अवधि

1 yr

योजना प्रकार

कृषि

विशेषता

Crop insurance (paddy, potato, vegetables - Tarkari Bari, mushroom)
Cattle and livestock cover
Poultry/birds and ostrich
Fishery (fish farming) cover

Government-subsidized crop and livestock micro-cover for farmers and agri-finance institutions.

योजना विवरण

Crop insurance (paddy, potato, vegetables - Tarkari Bari, mushroom)
Cattle and livestock cover
Poultry/birds and ostrich
Fishery (fish farming) cover
Fruit orchards and honey bee; 80% govt premium subsidy

IGI PrudentialAgriculture Insurance (Crop and Livestock)कृषितुलना

वार्षिक प्रिमियम

Rs 1.5/1,000

दाबी अनुपात

62%

बीमाङ्क

—

पोलिसी अवधि

1 yr

योजना प्रकार

कृषि

विशेषता

Crop insurance against natural calamity, pest and disease loss
Livestock/cattle insurance against death/disease
Poultry and fishery cover options
Government premium subsidy (typically up to ~75-80% under Nepal scheme)

वार्षिक प्रिमियम: Per-shipment cargo cover on Rs 10,00,000 sum insured; Institute Cargo Clauses; indicative rate ~Rs 1.5 per 1,000. Actual rate varies by route/commodity/ICC clause.

Crop and livestock insurance protecting farmers against loss of crops and animals; eligible for government premium subsidy.

योजना विवरण

Crop insurance against natural calamity, pest and disease loss
Livestock/cattle insurance against death/disease
Poultry and fishery cover options
Government premium subsidy (typically up to ~75-80% under Nepal scheme)
Covers flood, drought, hailstorm, landslide damage to crops

बीमा

देखाइएको प्रिमियम तुलनाका लागि नमूना (सामान्यतया उमेर ३०, आधार योजना) हुन्; वास्तविक प्रिमियम उमेर, बीमाङ्क, अवधि र राइडरमा निर्भर हुन्छ। दाबी अनुपात पछिल्लो प्रकाशित अंक हो। किन्नुअघि बीमकसँग पुष्टि गर्नुहोस्।

प्रत्येक बीमकको प्रकाशित योजना विवरण र NIA खुलासाबाट संकलित।