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जीवन बीमा — पोलिसी तुलना

हामीले फेला पार्‍यौं 210 उत्पादन

नेपालका १४ जीवन बीमकका एन्डोमेन्ट, टर्म, होल-लाइफ, बाल र पेन्सन योजना। नेपाल बीमा प्राधिकरण (NIA) ले १४ जीवन र १४ निर्जीवन बीमक इजाजत दिएको छ। प्रिमियम, बीमाङ्क, अवधि, प्रवेश उमेर र दाबी भुक्तानी अनुपातका आधारमा पोलिसी तुलना गर्नुहोस्।

जीवन बीमा निर्जीवन बीमा

सबै बीमक →

सुरक्षा योजना

योजना प्रकारयोजना

टर्म29थप हेर्नुहोस्

एन्डोमेन्ट68थप हेर्नुहोस्

होल लाइफ24थप हेर्नुहोस्

बचत र परिवार

योजना प्रकारयोजना

मनी-ब्याक39थप हेर्नुहोस्

बाल22थप हेर्नुहोस्

पेन्सन7थप हेर्नुहोस्

थप योजना

योजना प्रकारयोजना

युनिट-लिंक्ड1थप हेर्नुहोस्

वैदेशिक रोजगार7थप हेर्नुहोस्

लघु13थप हेर्नुहोस्

क्रमबद्धकम्पनीन्यून दाबी अनुपातअधिकतम प्रिमियमयोग्य उमेरपोलिसी विरुद्ध कर्जा

29 मिल्दो

Himalayan LifeHimalayan One Year's Renewable Group Term Assurance (YRGT)टर्मतुलना

वार्षिक प्रिमियम

Rs 1,250/yr

दाबी अनुपात

98.09%

बीमाङ्क

Rs 5 lakh

पोलिसी अवधि

1 yr

प्रवेश उमेर

18–64

विशेषता

बोनस: —

One-year renewable group term cover
Minimum group size 25 members
Sum assured NPR 50,000 to NPR 20 lakh per member
Pays sum assured only on death during term

Annually-renewable group term life cover for employer/affinity groups of 25+ members.

योजना विवरण

One-year renewable group term cover
Minimum group size 25 members
Sum assured NPR 50,000 to NPR 20 lakh per member
Pays sum assured only on death during term
No maturity benefit or riders

SuryaJyotiSuryaJyoti Surakchya Kawach Myadi Jeevan Beema (Term)टर्मतुलना

वार्षिक प्रिमियम

Rs 1,365/yr

दाबी अनुपात

97.5%

बीमाङ्क

Rs 5 lakh

पोलिसी अवधि

1–30 yr

प्रवेश उमेर

18–65

विशेषता

बोनस: —

Very low entry sum assured Rs 10,000
Death benefit plus funeral expense top-up
Policy terms 1 to 30 years
Single or regular premium options

Affordable term assurance paying full sum assured plus a funeral expense benefit on death.

योजना विवरण

Very low entry sum assured Rs 10,000
Death benefit plus funeral expense top-up
Policy terms 1 to 30 years
Single or regular premium options
Targets lower-income buyers seeking economical protection

Prabhu MahalaxmiJeevan Surakshya Beema (Term Life Plan)टर्मतुलना

वार्षिक प्रिमियम

Rs 1,825/yr

दाबी अनुपात

98.33%

बीमाङ्क

Rs 5 lakh

पोलिसी अवधि

5–30 yr

प्रवेश उमेर

18–65

विशेषता

बोनस: Non-participating (no bonus) for core cover; company term plans declared Rs 33-70 band where participating variant applies

Pure term life protection at low premium
Full sum assured paid to nominee on death within term
Supplementary ADB/PTD/PWB riders up to NPR 10,000,000
Affordable cover for income protection / loan protection

Low-cost non-participating term life plan paying the sum assured to the nominee on death during the term.

योजना विवरण

Pure term life protection at low premium
Full sum assured paid to nominee on death within term
Supplementary ADB/PTD/PWB riders up to NPR 10,000,000
Affordable cover for income protection / loan protection
Choice of policy terms 5-20 years

Asian LifeAsian Karja Surachha (Loan Protection Term)टर्मतुलना

वार्षिक प्रिमियम

Rs 3,210 once

दाबी अनुपात

98.85%

बीमाङ्क

Rs 5 lakh

पोलिसी अवधि

1–15 yr

प्रवेश उमेर

18–64

विशेषता

बोनस: —

Loan/credit protection single-premium term
Natural death: full SA plus cremation expense (25% of SA or Rs 30,000, lower)
Accidental death: 2x SA
Accidental PTD: full SA; partial disability 50% SA

Single-premium loan-protection term (SA Rs 10,000-20 lakh), term 1-15 yrs; accidental death pays double SA.

योजना विवरण

Loan/credit protection single-premium term
Natural death: full SA plus cremation expense (25% of SA or Rs 30,000, lower)
Accidental death: 2x SA
Accidental PTD: full SA; partial disability 50% SA
No surrender value or loan, non-participating

निःशुल्क उपकरण

आफ्नो मासिक EMI सेकेन्डमै निकाल्नुहोस्

रकम, दर र अवधि हाल्नुहोस् — आवेदन गर्नुअघि किस्ता हेर्नुहोस्।

EMI गणना गर्नुहोस्→

Sun NepalSwornim Return of Premium Planटर्मतुलना

वार्षिक प्रिमियम

Rs 3,355/yr

दाबी अनुपात

98.71%

बीमाङ्क

Rs 5 lakh

पोलिसी अवधि

10–30 yr

प्रवेश उमेर

18–60

विशेषता

बोनस: Non-participating (no bonus; returns premiums instead)

Full sum assured on death during term
All basic premiums returned at maturity if you survive
High cover - minimum sum assured Rs 1,000,000
Term 10-30 years

Term life with return of premium: full sum assured on death during term, and all basic premiums returned if you survive to maturity.

योजना विवरण

Full sum assured on death during term
All basic premiums returned at maturity if you survive
High cover - minimum sum assured Rs 1,000,000
Term 10-30 years
Semi-annual or annual premium payment

Nepal LifeRakshya Kawach Jeewan Beema Yojanaटर्मन्यूनतम प्रिमियमतुलना

वार्षिक प्रिमियम

Rs 1,115/yr

दाबी अनुपात

90.54%

बीमाङ्क

Rs 5 lakh

पोलिसी अवधि

1–35 yr

प्रवेश उमेर

18–59

विशेषता

बोनस: —

Pure protection term assurance
Sum assured Rs 5,00,000 to Rs 1,00,00,000
Terms 1-35 years
Optional accident and disability riders

Pure protection term plan, no maturity/surrender/loan; SA Rs 5 lakh to Rs 1 crore.

योजना विवरण

Pure protection term assurance
Sum assured Rs 5,00,000 to Rs 1,00,00,000
Terms 1-35 years
Optional accident and disability riders
No maturity, surrender or loan value

LIC NepalAmulya Jeevanटर्मतुलना

वार्षिक प्रिमियम

Rs 2,294/yr

दाबी अनुपात

92.69%

बीमाङ्क

Rs 5 lakh

पोलिसी अवधि

10–44 yr

प्रवेश उमेर

18–60

विशेषता

बोनस: —

Pre-decided Sum Assured payable on death during premium-paying term
Sum Assured Rs 5 lakh to Rs 1 crore
Policy term 10 to 44 years (subject to max age 70)
Pure protection with low premiums

Pure regular-premium term assurance paying a pre-decided sum assured only on death during the premium-paying term; no maturity value.

योजना विवरण

Pre-decided Sum Assured payable on death during premium-paying term
Sum Assured Rs 5 lakh to Rs 1 crore
Policy term 10 to 44 years (subject to max age 70)
Pure protection with low premiums
No maturity, surrender or loan value

MetLifeCritical Illness Plusटर्मतुलना

वार्षिक प्रिमियम

Rs 2,180/yr

दाबी अनुपात

85.23%

बीमाङ्क

Rs 10 lakh

पोलिसी अवधि

5–25 yr

प्रवेश उमेर

18–65

विशेषता

बोनस: —

100% of CI face amount paid as lump sum on first diagnosis
Covers 11 conditions incl. cancer, kidney failure, stroke, major organ transplant, coma, blindness
Coverage 50-100% of base policy face amount
Single Pay or regular pay options

Critical illness benefit (rider/standalone) paying a lump sum equal to 50-100% of the base face amount on first diagnosis of any of 11 covered critical illnesses.

योजना विवरण

100% of CI face amount paid as lump sum on first diagnosis
Covers 11 conditions incl. cancer, kidney failure, stroke, major organ transplant, coma, blindness
Coverage 50-100% of base policy face amount
Single Pay or regular pay options
Cover to base policy expiry or age 75 whichever earlier
61-day waiting period

IME LifeIME Best Term (Individual Term)टर्मतुलना

वार्षिक प्रिमियम

Rs 1,315/yr

दाबी अनुपात

79.9%

बीमाङ्क

Rs 5 lakh

पोलिसी अवधि

5–30 yr

प्रवेश उमेर

18–60

विशेषता

बोनस: —

Full Sum Assured paid on death during term after risk commencement
Premiums (excl. rider/extra) refunded if death before risk commencement
No limit on sum assured subject to underwriting
Flexible regular, single or limited premium payment

A life insurance policy in Nepal is a contract with a licensed life insurer (e.g. Nepal Life, LIC Nepal, National Life, Reliable Life, Citizen Life, MetLife Nepal) where you pay regular premiums and the insurer pays a lump sum (and/or maturity/survival benefit) to your nominee on death or to you on maturity. The main types are endowment (savings + protection, maturity benefit), term (pure protection, low premium, no maturity value), whole-life (lifelong cover), child/education plans (proposer is parent/guardian, child is the insured life) and pension/annuity plans (build a corpus that pays a regular pension). It is regulated by the Nepal Insurance Authority (NIA) under the Insurance Act 2079, and buying involves completing a proposal form plus a KYC form, paying the first premium, and — depending on age and sum assured — undergoing medical underwriting before the policy is issued. Premiums on life policies also qualify for income-tax deduction up to the statutory limit, making endowment and pension plans popular savings vehicles in Nepal.

योजना विवरण

Full Sum Assured paid on death during term after risk commencement
Premiums (excl. rider/extra) refunded if death before risk commencement
No limit on sum assured subject to underwriting
Flexible regular, single or limited premium payment
Optional ADB, PTD and Critical Illness riders
Term 5-30 years to max maturity age 65

Sanima RelianceTerm Assurance Policyटर्मतुलना

वार्षिक प्रिमियम

Rs 1,875/yr

दाबी अनुपात

80.97%

बीमाङ्क

Rs 5 lakh

पोलिसी अवधि

5–25 yr

प्रवेश उमेर

18–65

विशेषता

बोनस: —

Pure protection at low cost
High sum assured with no upper limit
Death benefit equal to Sum Assured
No maturity/survival benefit

Pure protection term plan paying sum assured on death during the term; no maturity benefit.

योजना विवरण

Pure protection at low cost
High sum assured with no upper limit
Death benefit equal to Sum Assured
No maturity/survival benefit
Terms 5-25 years

National LifeTraditional Term Planटर्मतुलना

वार्षिक प्रिमियम

Rs 3,020/yr

दाबी अनुपात

84.6%

बीमाङ्क

Rs 5 lakh

पोलिसी अवधि

1–5 yr

प्रवेश उमेर

16–55

विशेषता

बोनस: —

Pure life protection
Sum assured to nominee on death during term
Low-cost premium
Optional ADB and WOP riders

Pure protection term plan paying the sum assured to the nominee on death during the policy term.

योजना विवरण

Pure life protection
Sum assured to nominee on death during term
Low-cost premium
Optional ADB and WOP riders
Tax exemption under ITA 2058

Rastriya JeevanTerm Life Assuranceटर्मतुलना

वार्षिक प्रिमियम

Rs 1,375/yr

दाबी अनुपात

—

बीमाङ्क

Rs 5 lakh

पोलिसी अवधि

5–20 yr

प्रवेश उमेर

16–60

विशेषता

बोनस: —

High life cover at low premium for a fixed term (commonly 10/15/20 years)
Pays full sum assured to nominees on death during the term
No maturity benefit or cash value (pure protection)
Optional accidental death and disability riders

Pure protection plan providing high life cover for a chosen term at low premium; pays the sum assured to nominees on death within the term, with no maturity/savings value on survival.

योजना विवरण

High life cover at low premium for a fixed term (commonly 10/15/20 years)
Pays full sum assured to nominees on death during the term
No maturity benefit or cash value (pure protection)
Optional accidental death and disability riders
Suitable for income-replacement and loan-protection needs

अगाडि रहनुहोस्

हरेक विक्रम-सम्बत् महिना दर परिवर्तन हुन्छ

उत्कृष्ट निक्षेप र कर्जा दर परिवर्तन हुनुअघि नै थाहा पाउनुहोस्।

दर अलर्ट लिनुहोस्→

Citizen LifeCitizen Group Term Insurance Planटर्मतुलना

वार्षिक प्रिमियम

Rs 28,585/yr

दाबी अनुपात

93.9%

बीमाङ्क

Rs 5 lakh

पोलिसी अवधि

1 yr

प्रवेश उमेर

18–64

विशेषता

बोनस: —

One-year term plan renewable up to age 64
For groups with employee-employer relationship
Single master policy issued to the group
New members added at joining on pro-rata premium

One-year renewable group term life plan for employer-employee groups under a single master policy, renewable up to age 64.

योजना विवरण

One-year term plan renewable up to age 64
For groups with employee-employer relationship
Single master policy issued to the group
New members added at joining on pro-rata premium
Pure protection death cover

Himalayan LifeHimalayan Life New Term Assuranceटर्मतुलना

वार्षिक प्रिमियम

Rs 1,250/yr

दाबी अनुपात

98.09%

बीमाङ्क

Rs 5 lakh

पोलिसी अवधि

5–35 yr

प्रवेश उमेर

18–65

विशेषता

बोनस: —

Pure life cover paying basic sum assured on death before maturity
Term 5 to 35 years
No maturity/survival benefit (low cost)
ADB rider up to NPR 5 lakh

Pure-protection term assurance with optional ADB, critical illness and personal accident riders.

योजना विवरण

Pure life cover paying basic sum assured on death before maturity
Term 5 to 35 years
No maturity/survival benefit (low cost)
ADB rider up to NPR 5 lakh
CI up to NPR 25 lakh and PA up to NPR 50 lakh riders

Asian LifeSaral Surachha (Micro Term)टर्मतुलना

वार्षिक प्रिमियम

Rs 3,210/yr

दाबी अनुपात

98.85%

बीमाङ्क

Rs 5 lakh

पोलिसी अवधि

1 yr

प्रवेश उमेर

18–60

विशेषता

बोनस: —

1-year renewable term
Published per-thousand rate table by age band
Min SA Rs 250,000
Entry 18-60, maturity age 61

Annual renewable 1-yr term with age-banded rates (Rs 3.75-13.75 per thousand); min SA Rs 250,000, entry 18-60.

योजना विवरण

1-year renewable term
Published per-thousand rate table by age band
Min SA Rs 250,000
Entry 18-60, maturity age 61
Pure death cover, no surrender/loan

Prabhu MahalaxmiGajjabko Lagani Firta Beema / Prabhu Myadi Jeevan Beema (Return-of-Premium Term Plan)टर्मतुलना

वार्षिक प्रिमियम

Rs 3,450/yr

दाबी अनुपात

98.33%

बीमाङ्क

Rs 5 lakh

पोलिसी अवधि

10–20 yr

प्रवेश उमेर

18–60

विशेषता

बोनस: Term band Rs 33-70 per 1,000 (declared for term/advance-payment term products)

Term life protection with money-back / return-of-investment at term end
Full sum assured to nominee on death during term
Returns the invested amount if policyholder survives the term
Optional ADB/PTD/PWB riders

Term plan with return-of-investment feature - provides term life cover and returns premiums/invested amount at the end of the term.

योजना विवरण

Term life protection with money-back / return-of-investment at term end
Full sum assured to nominee on death during term
Returns the invested amount if policyholder survives the term
Optional ADB/PTD/PWB riders
Bridges pure-term affordability with endowment-style return

Nepal LifeiEnsure Jeevan Beema Yojanaटर्मतुलना

वार्षिक प्रिमियम

Rs 2,946/yr

दाबी अनुपात

90.54%

बीमाङ्क

Rs 5 lakh

पोलिसी अवधि

5–25 yr

प्रवेश उमेर

18–60

विशेषता

बोनस: —

Term assurance with return-of-premium at maturity
Death benefit = Sum Assured (refund of premium if death before risk commencement)
Risk commences 1 year after start (except accidental death)
Min sum assured Rs 1,00,000

Term plan with return-of-premium at maturity (total premiums paid returned); online-friendly.

योजना विवरण

Term assurance with return-of-premium at maturity
Death benefit = Sum Assured (refund of premium if death before risk commencement)
Risk commences 1 year after start (except accidental death)
Min sum assured Rs 1,00,000
Surrender value available after 3 years

IME LifeIME Credit Term Insuranceटर्मतुलना

वार्षिक प्रिमियम

Rs 1,315/yr

दाबी अनुपात

79.9%

बीमाङ्क

Rs 5 lakh

पोलिसी अवधि

1–15 yr

प्रवेश उमेर

18–65

विशेषता

बोनस: —

Covers outstanding loan/credit on borrower death
Full Sum Assured paid to nominee on death during term
Sum assured up to Rs 20,00,000
Optional accidental death and disability riders

योजना विवरण

Covers outstanding loan/credit on borrower death
Full Sum Assured paid to nominee on death during term
Sum assured up to Rs 20,00,000
Optional accidental death and disability riders
Term 1-15 years matching loan tenure
NIA approved 2020 (code NIA/LI010/2076/077/TEP/0023)

SuryaJyotiSuryaJyoti Sahi Plan (Term)टर्मतुलना

वार्षिक प्रिमियम

Rs 7,885/yr

दाबी अनुपात

97.5%

बीमाङ्क

Rs 5 lakh

पोलिसी अवधि

5–35 yr

प्रवेश उमेर

18–60

विशेषता

बोनस: —

Minimum term cover Rs 500,000
Entry age 18 to 60 years
Policy terms 5 to 35 years
Pure protection with low premiums

Pure term life plan providing high death cover at low cost; available online.

योजना विवरण

Minimum term cover Rs 500,000
Entry age 18 to 60 years
Policy terms 5 to 35 years
Pure protection with low premiums
Available online via dedicated portal

MetLifeLifeCare (My Life / Beautiful / Brave)टर्मतुलना

वार्षिक प्रिमियम

Rs 25,000/yr

दाबी अनुपात

85.23%

बीमाङ्क

Rs 5 lakh

पोलिसी अवधि

1–20 yr

प्रवेश उमेर

18–60

विशेषता

बोनस: —

My Life variant: pure loss-of-life cover up to NPR 15,000,000
Beautiful variant: life cover + 9 female-specific critical illnesses up to NPR 5,000,000
Brave variant: life cover + 14 critical illnesses (cancer, stroke, heart attack, kidney failure)
Flexible terms from 1 to 20 years

Pure-protection term life plan with three variants: My Life (life cover only), Beautiful (life + 9 female-specific critical illnesses) and Brave (life + 14 critical illnesses).

योजना विवरण

My Life variant: pure loss-of-life cover up to NPR 15,000,000
Beautiful variant: life cover + 9 female-specific critical illnesses up to NPR 5,000,000
Brave variant: life cover + 14 critical illnesses (cancer, stroke, heart attack, kidney failure)
Flexible terms from 1 to 20 years
Entry age 18 to 60 years
60-day critical illness waiting period

कर्जा चाहिन्छ?

२० बैंकका ४००+ कर्जा तुलना गर्नुहोस्

घर, सवारी, व्यवसाय, मार्जिन र थप — सबैभन्दा कम प्रभावकारी दर खोज्नुहोस्।

कर्जा तुलना→

Sun NepalNabikaran Myadi Jeevan Beema (Renewable Term Life)टर्मतुलना

वार्षिक प्रिमियम

On request

दाबी अनुपात

98.71%

बीमाङ्क

Rs 2.5 lakh

पोलिसी अवधि

5–25 yr

प्रवेश उमेर

18–65

विशेषता

बोनस: Non-participating (no bonus)

Pure term protection - full sum assured on death during term
Renewable term cover
Affordable premiums (no savings component)
Term 5-25 years

वार्षिक प्रिमियम: Premium is quoted on request — this insurer does not publish a rate online. Use "Get a quote".

Pure renewable term insurance: affordable cover paying full sum assured on death during term, with no maturity payout.

योजना विवरण

Pure term protection - full sum assured on death during term
Renewable term cover
Affordable premiums (no savings component)
Term 5-25 years
No maturity/surrender/paid-up value (non-participating)

Sanima RelianceGroup Term Assurance Plan for Affinity Groupsटर्मतुलना

वार्षिक प्रिमियम

On request

दाबी अनुपात

80.97%

बीमाङ्क

—

पोलिसी अवधि

1 yr

प्रवेश उमेर

18–65

विशेषता

बोनस: —

Covers members of affinity groups under one policy
Pure term protection
Annually renewable group cover
Death benefit equal to Sum Assured per member

Group term protection for members of affinity groups; sum assured payable on death of a covered member.

Asian LifeAsian Surachha Plus (Term)टर्मतुलना

वार्षिक प्रिमियम

Rs 3,210/yr

दाबी अनुपात

98.85%

बीमाङ्क

Rs 5 lakh

पोलिसी अवधि

1–15 yr

प्रवेश उमेर

18–64

विशेषता

बोनस: —

Flexible-pay pure term cover
SA from Rs 25,000
Term 1-15 yrs, entry 18-64
Death pays sum assured

Pure term plan with single/limited/regular premium; SA from Rs 25,000, terms 1-15 yrs, entry 18-64, maturity age 65.

योजना विवरण

Flexible-pay pure term cover
SA from Rs 25,000
Term 1-15 yrs, entry 18-64
Death pays sum assured
Optional funeral, ADB, PTD, PWB riders

Nepal LifeSmart Jeevan Beema Yojanaटर्मतुलना

वार्षिक प्रिमियम

Rs 28,725/yr

दाबी अनुपात

90.54%

बीमाङ्क

Rs 5 lakh

पोलिसी अवधि

1 yr

प्रवेश उमेर

18–60

विशेषता

बोनस: —

Non-participating single-premium one-year term
Min sum assured Rs 2,50,000
Sums above Rs 20 lakh require conventional policy
Death benefit paid to nominee during the year

Non-participating single-premium one-year term assurance for high family protection.

योजना विवरण

Non-participating single-premium one-year term
Min sum assured Rs 2,50,000
Sums above Rs 20 lakh require conventional policy
Death benefit paid to nominee during the year
Launched 2017 for high-protection-at-low-cost need

IME LifeIME Surakshya Myadi (Term)टर्मतुलना

वार्षिक प्रिमियम

Rs 27,370/yr

दाबी अनुपात

79.9%

बीमाङ्क

Rs 5 lakh

पोलिसी अवधि

1–30 yr

प्रवेश उमेर

18–75

विशेषता

बोनस: —

Full Sum Assured paid to nominee on death during term
Wide entry age up to 75, maturity up to 76
Sum assured up to Rs 25,00,000
Yearly or single premium flexibility

योजना विवरण

Full Sum Assured paid to nominee on death during term
Wide entry age up to 75, maturity up to 76
Sum assured up to Rs 25,00,000
Yearly or single premium flexibility
Optional accidental death and disability riders up to Rs 25 lakh
Term flexible from 1 to 30 years

Sun NepalCredit Protection Planटर्मतुलना

वार्षिक प्रिमियम

On request

दाबी अनुपात

98.71%

बीमाङ्क

—

पोलिसी अवधि

—

प्रवेश उमेर

—

विशेषता

बोनस: Non-participating (non-profit plan)

Covers borrower's outstanding loan on death/qualifying event
Pays the lending institution directly
Distributed through banks, MFIs, cooperatives, finance companies
Protects both borrower's family and lender

Group credit-life plan offered via banks/MFIs/cooperatives that pays the lending institution the outstanding loan balance if a borrower dies or is disabled.

योजना विवरण

Covers borrower's outstanding loan on death/qualifying event
Pays the lending institution directly
Distributed through banks, MFIs, cooperatives, finance companies
Protects both borrower's family and lender
Non-profit group credit-life design

Sanima RelianceOne Year Renewable Group Term Assuranceटर्मतुलना

वार्षिक प्रिमियम

On request

दाबी अनुपात

80.97%

बीमाङ्क

—

पोलिसी अवधि

1 yr

प्रवेश उमेर

18–65

विशेषता

बोनस: —

One-year renewable group term cover
Pure protection for groups/employees
Death benefit equal to Sum Assured per member
Renewable annually

Annually renewable group term life cover for employer or group members.

Sun NepalSamuhik Myadi Jeevan Beema (Group Term Assurance)टर्मतुलना

वार्षिक प्रिमियम

On request

दाबी अनुपात

98.71%

बीमाङ्क

—

पोलिसी अवधि

1 yr

प्रवेश उमेर

18–64

विशेषता

बोनस: Non-participating (no bonus)

Yearly renewable group term life for organizations
Full sum assured to beneficiary on member's death
Minimum 25 members (or 10 with extra premium)
Entry age 18-64, cover to age 65

वार्षिक प्रिमियम: Premium is quoted on request — this insurer does not publish a rate online. Use "Get a quote".

Yearly renewable group term life for organizations; full sum assured to beneficiary on death, no survival benefit. Minimum 25 members (10 with extra premium).

योजना विवरण

Yearly renewable group term life for organizations
Full sum assured to beneficiary on member's death
Minimum 25 members (or 10 with extra premium)
Entry age 18-64, cover to age 65
Designed for employees/members/customers of institutions

अन्वेषण

हरेक बैंक, एकै ठाउँमा प्रोफाइल

उत्पादन, शाखा सञ्जाल, आधार दर र सम्पर्क — एउटै प्रोफाइलमा।

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Nepal LifeSampurna Rakshyaटर्मतुलना

वार्षिक प्रिमियम

Rs 34,870/yr

दाबी अनुपात

90.54%

बीमाङ्क

Rs 5 lakh

पोलिसी अवधि

1–30 yr

प्रवेश उमेर

18–70

विशेषता

बोनस: —

Flexible term protection (1 month to 30 years)
Funeral expenses: NPR 50,000 or 10% of SA, lower of
Sum assured Rs 10,000 to Rs 1 crore
Risk commences from policy commencement date

Flexible-term protection plan with funeral-expense add-on; terms from 1 month to 30 years.

योजना विवरण

Flexible term protection (1 month to 30 years)
Funeral expenses: NPR 50,000 or 10% of SA, lower of
Sum assured Rs 10,000 to Rs 1 crore
Risk commences from policy commencement date
Premium-mode discount/loading options

बीमा

देखाइएको प्रिमियम तुलनाका लागि नमूना (सामान्यतया उमेर ३०, आधार योजना) हुन्; वास्तविक प्रिमियम उमेर, बीमाङ्क, अवधि र राइडरमा निर्भर हुन्छ। दाबी अनुपात पछिल्लो प्रकाशित अंक हो। किन्नुअघि बीमकसँग पुष्टि गर्नुहोस्।

प्रत्येक बीमकको प्रकाशित योजना विवरण र NIA खुलासाबाट संकलित।