Swabalamban Laghubitta
Kamal Pokhari, Kathmandu, Nepal (P.O. Box No. 19246) ·
Swabalamban Laghubitta Bittiya Sanstha is an NRB Class-D national-level microfinance institution providing group-based microcredit, member savings, micro-insurance and remittance services to deprived-sector and rural low-income members across Nepal.
Rates at a glance
Deposit rates
| Product | Type | Tenor | Depositor | Rate p.a. |
|---|---|---|---|---|
| Member Savings | Normal Savings | — | individual | 7.50% |
Loan rates
| Product | Effective rate | Base | Premium |
|---|---|---|---|
| General Loan (non-collateral micro loan, up to NPR 5-7 lakh) | 14.10% (fixed) | 12.80% | — |
| Micro-enterprise Loan (collateral, up to NPR 15 lakh) | 14.10% (fixed) | 12.80% | — |
| Micro Enterprise Working Capital Loan | 14.10% (fixed) | 12.80% | — |
| Seasonal Loan (agriculture/seasonal, up to NPR 2 lakh) | 14.10% (fixed) | 12.80% | — |
| Housing Loan (collateral, up to NPR 5 lakh) | 14.10% (fixed) | 12.80% | — |
| House Maintenance & Improvement Loan | 14.10% (fixed) | 12.80% | — |
| Education Loan (up to NPR 5 lakh) | 14.10% (fixed) | 12.80% | — |
| Foreign Employment Loan (up to NPR 2 lakh) | 14.10% (fixed) | 12.80% | — |
| Emergency Loan (up to NPR 50,000-1 lakh) | 14.10% (fixed) | 12.80% | — |
| Renewable Energy Loan | 14.10% (fixed) | 12.80% | — |
| Environment Loan | 14.10% (fixed) | 12.80% | — |
| Rural Tourist Business Loan | 14.10% (fixed) | 12.80% | — |
| Business Rehabilitation Loan | 14.10% (fixed) | 12.80% | — |
| Project Loan (House Construction) | 14.10% (fixed) | 12.80% | — |
About Swabalamban
SWBBL was promoted by the Centre for Self-help Development (CSD) together with Nepal Investment Bank, Himalayan Bank and Nabil Bank; it was registered on 5 October 2001 and began operations on 14 January 2002 under a Nepal Rastra Bank license. It evolved from the Self-help Banking Program (launched 1993) that delivered microcredit and savings to deprived women on a group-guarantee basis. The institution serves members through roughly 145 branch offices across 61 working districts and all seven provinces. Its mission is delivering sustainable microfinance services at the doorstep of deprived-sector target communities.
Source: www.swbbl.com.np
Contact
- Head office
- Kamal Pokhari, Kathmandu, Nepal (P.O. Box No. 19246)
- Phone
- +977-1-4534921/22 (Toll-free 18105000224)
- [email protected]
- Website
- https://swbbl.com.np
Products & Services
Savings/Deposits
11Loans
15Micro-insurance
4Remittance
1Other
2Digital & e-services
Deposit and loan rates effective Asar 2083, aggregated from the bank's published disclosures; card figures are indicative. Confirm with the bank before applying.