वार्षिक प्रिमियम: Premium is quoted on request — this insurer does not publish a rate online. Use "Get a quote".
With-profits child endowment funding education/marriage, with premium waiver and monthly income benefit if the proposer dies.
राइडर: Monthly Income Benefit (1% of sum assured/month to child if proposer dies)Premium Waiver BenefitAccidental Death BenefitPermanent Total Disability BenefitCritical Illness rider
योजना विवरण
परिपक्वता लाभ: Basic sum assured plus accrued reversionary bonus paid at maturity
सरेन्डर: Policy loan up to 90% of surrender value once surrender value accrues
Reliable Dhanapati Life Insurance
एन्डोमेन्ट
High-value long-term endowment with a Rs 50 lakh minimum sum assured and optional accidental rider.
बीमाङ्क
Rs 5 lakh
पोलिसी अवधि
10–40 yrs
प्रवेश उमेर
18–55 yrs
वार्षिक प्रिमियम
Rs 17,030/yr
प्रिमियम अवधि
Regular
बोनस
Endowment band ~Rs 30-50 per 1,000 sum assured/yr (FY 2080/81)
पोलिसी विरुद्ध कर्जा
छ
वार्षिक प्रिमियम: Premium is quoted on request — this insurer does not publish a rate online. Use "Get a quote".
High-value long-term endowment with a Rs 50 lakh minimum sum assured and optional accidental rider.
राइडर: Accidental Death Benefit
योजना विवरण
परिपक्वता लाभ: Insured amount paid to policyholder on surviving the policy term
Reliable Endowment Life Insurance
एन्डोमेन्ट
Flagship with-profits endowment plan paying sum assured plus accrued bonus on death or maturity.
बीमाङ्क
Rs 5 lakh
पोलिसी अवधि
5–54 yrs
प्रवेश उमेर
18–65 yrs
परिपक्वता उमेर
65 yrs
वार्षिक प्रिमियम
Rs 32,180/yr
प्रिमियम अवधि
Regular
बोनस
Endowment/whole-life band Rs 30-50 per 1,000 sum assured/yr (FY 2080/81), rising with term
पोलिसी विरुद्ध कर्जा
छ
वार्षिक प्रिमियम: Premium is quoted on request — this insurer does not publish a rate online. Use "Get a quote".
Flagship with-profits endowment plan paying sum assured plus accrued bonus on death or maturity.
राइडर: Accidental Death BenefitPermanent Total Disability BenefitPremium Waiver BenefitCritical Illness BenefitHospitalization Cash Benefit
योजना विवरण
परिपक्वता लाभ: Insured amount plus accrued reversionary bonus paid on survival to end of term
सरेन्डर: Surrender value accrues after the policy acquires paid-up value (typically 2-3 yrs premium paid)
Sajilo Jeevan Beema
एन्डोमेन्ट
Convenient endowment with flexible single, limited or regular premium payment; low Rs 50,000 entry sum assured.
बीमाङ्क
Rs 50,000 – Rs 1 crore
पोलिसी अवधि
5–25 yrs
प्रवेश उमेर
18–65 yrs
परिपक्वता उमेर
70 yrs
प्रिमियम अवधि
Single/Limited/Regular
बोनस
Rs 25 per 1,000 (term 5-14 yrs); Rs 26 per 1,000 (15 yrs and above) per year, FY 2080/81 (single & limited-pay)
पोलिसी विरुद्ध कर्जा
छ
वार्षिक प्रिमियम: Premium is quoted on request — this insurer does not publish a rate online. Use "Get a quote".
Convenient endowment with flexible single, limited or regular premium payment; low Rs 50,000 entry sum assured.
राइडर: Accidental Death BenefitPermanent Total Disability BenefitPremium Waiver BenefitCritical Illness Benefit (90-day waiting, 30-day survival)Hospitalization Cash Benefit
योजना विवरण
परिपक्वता लाभ: Insured amount plus accrued bonus on survival to maturity
Sulav Jeevan Beema
एन्डोमेन्ट
Long-term with-profits endowment; one of the company's most popular plans, terms up to 54 years.
परिपक्वता लाभ: Insured amount plus accrued bonus at maturity (net of survival payouts)
Reliable Samunnati Jeevan Beema
मनी-ब्याक
Anticipated (money-back) endowment paying periodic survival benefits during the term plus bonus at maturity.
बीमाङ्क
Rs 5 lakh
पोलिसी अवधि
5–25 yrs
प्रवेश उमेर
16–65 yrs
वार्षिक प्रिमियम
Rs 36,980/yr
प्रिमियम अवधि
Regular
बोनस
Rs 20-23 per 1,000 sum assured/yr (FY 2080/81)
पोलिसी विरुद्ध कर्जा
छ
वार्षिक प्रिमियम: Premium is quoted on request — this insurer does not publish a rate online. Use "Get a quote".
Anticipated (money-back) endowment paying periodic survival benefits during the term plus bonus at maturity.
राइडर: Critical Illness Benefit (Rs 50,000-10,000,000)Accidental Death BenefitPremium Waiver Benefit
योजना विवरण
परिपक्वता लाभ: Remaining survival benefit plus accrued bonus at end of term
Reliable Endowment and Whole Life Insurance Policy
होल लाइफ
Combined endowment + whole-life plan; maturity benefit roughly twice the insured amount (sum assured plus accumulated bonus).
बीमाङ्क
Rs 5 lakh
पोलिसी अवधि
5–54 yrs
प्रवेश उमेर
18–65 yrs
वार्षिक प्रिमियम
Rs 28,520/yr
प्रिमियम अवधि
Regular
बोनस
Term & whole-life band Rs 30-50 per 1,000 sum assured/yr (FY 2080/81)
पोलिसी विरुद्ध कर्जा
छ
वार्षिक प्रिमियम: Premium is quoted on request — this insurer does not publish a rate online. Use "Get a quote".
Combined endowment + whole-life plan; maturity benefit roughly twice the insured amount (sum assured plus accumulated bonus).
राइडर: Accidental Death BenefitPermanent Total Disability BenefitPremium Waiver BenefitCritical Illness Benefit (Rs 50,000-10,000,000, age 18-60, 90-day wait)Hospitalization Cash Benefit (age 18-55)
योजना विवरण
परिपक्वता लाभ: Insured amount plus accrued bonus, totaling roughly twice the insured amount
About Reliable Life
Reliable Nepal Life Insurance Limited is a private-sector life insurer licensed by the Nepal Insurance Authority (Beema Pradhikaran) and Government of Nepal, promoted by a group of economists, industrialists and bankers. It commenced operations on 2074.05.15 BS (around 2017 AD) and is headquartered in Gyaneshwor, Kathmandu. The company markets roughly 15 life insurance plans with various riders and reports a large distribution footprint of about 110 branch offices and more than 28,000 active insurance agents nationwide, plus an online platform. Its target market spans farmers, entrepreneurs, employees, teachers, drivers and members of the security forces.
Deposit and loan rates effective Asar 2083, aggregated from the bank's published disclosures; card figures are indicative. Confirm with the bank before applying.
