Prabhu Bank

A basic savings account open to all individuals.

• Minimum balance NPR 100
• Eligibility: all individuals
• Competitive interest rate
• Valid ID and national ID card required

An entry-level savings account with zero minimum balance for all individuals.

• Minimum balance NPR 0
• Eligibility: all individuals
• Free ABBS up to NPR 1 million transaction
• Competitive interest rate

A savings account designed for salaried individuals.

• Minimum balance NPR 0
• Eligibility: salaried individuals
• Free ABBS up to NPR 1 million transaction
• 50% waiver on locker annual fee
• Discounts on other service charges
• Employee ID copy required

A savings account designed for minors with a low minimum balance.

• Minimum balance NPR 100
• Eligibility: minors only
• Competitive interest rate
• Minor's birth certificate required

A financial-inclusion savings account for citizens without an existing bank account.

• Minimum balance NPR 100
• Eligibility: Nepalese citizens without a bank account
• Transactions up to NPR 100,000 per year
• Subject to NRB directives

A remittance-linked savings account for migrant workers and their beneficiaries.

• Minimum balance NPR 0
• Eligibility: migrant workers and domestic beneficiaries
• Free cheque book (any branch)
• Free statements
• Remittance proof required

An account for Nepalese migrant workers, enabling participation in IPOs reserved for them.

• Eligibility: Nepalese migrant workers only
• Valid work permit required
• Enables IPO participation (10% migrant quota)
• Passport/visa documentation required

A savings account for migrant workers that can be opened from abroad.

• Minimum balance NPR 0
• Eligibility: migrant workers
• Account openable from abroad
• Discounts on various charges
• Competitive interest rate

A term deposit account with tenures from three months upward.

• Minimum amount NPR 5,000
• Tenure 3 months and above
• Eligibility: all individuals
• Competitive interest rate

A term loan to buy land, apartments, or buildings, or to construct a residential home.

• For purchase of land, building, or apartment
• Also for residential construction
• Eligibility: salaried, self-employed, business owners
• Term loan facility

A loan to purchase new, used, or commercial vehicles.

• For new and used vehicles
• Commercial vehicle financing available
• Simplified application process
• For professionals, self-employed and business executives

A loan to fund students' higher education in Nepal or abroad.

• For higher education in and outside Nepal
• Covers domestic and foreign institutions
• Targeted at students lacking sufficient funds

Short- and long-term financing secured by real estate property.

• Secured by real estate property
• Available as overdraft or term loan
• Eligibility: salaried, self-employed, small business owners
• Based on property value and repayment capacity

Short-term financing secured by pledging dematerialized shares.

• Secured by pledged dematerialized shares
• For short-term financial requirements

A Visa debit card for ATM, POS and online use in Nepal, India and Bhutan.

• Usable in Nepal, India and Bhutan
• 4-year validity
• Free POS purchases and online payments
• Green PIN and 3D secure e-commerce
• Issuance Rs. 1,500 (4 years)
• Nepal ATM daily withdrawal limit NPR 50,000
• Managed via Digi Prabhu app

A Visa credit card valid in Nepal, India and Bhutan with up to 45 interest-free days.

• Up to 45 days interest-free on purchases
• Valid in Nepal, India and Bhutan
• Repayment options 10%, 25%, 50% or full
• Credit limit up to 1.5x monthly income
• Eligibility: account holder, 18+, income NPR 10,000+
• Issuance and annual fee NPR 1,000 each
• 4-year card validity

A multi-currency prepaid Visa card for use worldwide outside Nepal, India and Bhutan.

• Accepted globally except Nepal, India, Bhutan
• Real-time exchange rate spending
• EMV chip with Green PIN and 3D secure
• ATM withdrawal limit USD 1,000 per transaction
• Issuance Rs. 1,000; no annual renewal fee
• Requires passport, visa and travel ticket
• 4-year validity

An instant prepaid card for international online payments up to USD 500 a year.

• Up to USD 500 per year limit
• For international online/e-commerce payments
• Excludes Indian Rupee transactions
• 3D secured; issued instantly
• Issuance Rs. 1,000; first load free
• No renewal or annual charges
• 4-year validity

A mobile app for banking transactions via internet or SMS.

• Balance inquiry and mini statements
• Same-bank and inter-bank (Fonepay) transfers
• Mobile top-up and utility bill payments
• QR code payments and wallet loading
• Fund transfer limit NPR 300,000 daily
• Available on iOS and Android

An online banking platform accessible anytime for enquiries and transactions.

• Account, interest and tax statements
• Own-account and third-party fund transfers
• Utility bill payment and wallet loading
• Mobile recharge (NT and Ncell)
• Fund transfer up to NPR 500,000 per transaction

An international and domestic money transfer service for Nepalis and migrant workers.

• 16 international partner corridors
• 312 branches and 30,000+ payout locations
• Cash payout, account deposit, any-bank transfer, mobile wallet
• Extra 1% minimum interest on linked accounts
• Overseas account deposits permitted
• Mobile and e-banking access

Facilitates secure international transactions between buyers and sellers.

• Supports import and export trade
• Secures buyer-seller transactions

Financing for businesses engaged in cross-border trade.

• Financing for import and export businesses
• Supports cross-border trade activities

Short-term financing letting importers take goods before payment.

• Short-term import financing
• Take possession of goods before payment

Bank-backed guarantees supporting trade and contractual obligations.

• Backs trade obligations
• Supports contractual commitments

Safe deposit locker facility for valuables.

Foreign exchange services.

Financing for small and medium enterprises.

Financing solutions for corporate clients.

Financing for large projects.

Microfinance lending services.