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NMB Laghubitta

Class D — MicrofinancePrivate

Hemja-5 / Pokhara, Kaski, Nepal (registered office Hemja-5, Kaski; corporate office Pokhara) ·

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NMB Laghubitta Bittiya Sanstha is an NRB Class-D microfinance institution, a subsidiary of NMB Bank, delivering group-based savings, micro-loans and micro-insurance to economically disadvantaged rural households in Nepal's hilly and mountainous regions.

148
शाखा
एटीएम
7
Products
Asar 2083
लागू मिति

Rates at a glance

आधार दर
11.47%
Best FD
Best savings
7.50%
Home loan from
15.00%

Deposit rates

ProductTypeTenorDepositorRate p.a.
Member SavingsNormal Savingsindividual7.50%

Loan rates

ProductEffective rateBasePremium
Micro Enterprise Loan (Akasmik Karja / Agriculture and Enterprise Loan)15.00% (fixed)11.47%
Agriculture and Enterprise Loan15.00% (fixed)11.47%
Baidesik Rojgar Karja (Foreign Employment Loan)15.00% (fixed)11.47%
Housing Loan15.00% (fixed)11.47%

About NMB

NMB Laghubitta Bittiya Sanstha Limited (NMBMF) was established in 2069 B.S. (2012 A.D.) and began operations on 31 March 2013 as the microfinance arm of NMB Bank. It focuses on inclusive, sustainable financial services for low-income members, women entrepreneurs and small rural businesses through compulsory and voluntary member savings, micro-enterprise/agriculture/housing loans and micro-insurance. The institution operates a wide branch network across the country and is listed on NEPSE under the symbol NMBMF.

Source: nmbmicrofinance.com

Contact

Head office
Hemja-5 / Pokhara, Kaski, Nepal (registered office Hemja-5, Kaski; corporate office Pokhara)
Phone
061-400427

Products & Services

Savings/Deposits

6
Anibarya Bachat Yojana (compulsory savings, 7.5% p.a.)
Sajilo Bachat Khata (voluntary savings, 7.5% p.a.)
Center Fund Bachat Yojana (center/group fund savings)
Udyami Nari Bachat Yojana (women entrepreneur savings, 7.5% p.a.)
Sambridda Bachat Yojana (prosperity savings, 7.5% p.a.)
Nagad Surakshan Bachat Yojana (cash security savings, 7.5% p.a.)

Loans

9
Akasmik Karja (emergency/contingency loan, 15%)
Agriculture and Enterprise Loan (15%)
Baidesik Rojgar Karja / Foreign Employment Loan (15%)
Micro Enterprise Loan
Individual Micro Enterprise Loan
Housing Loan (15%)
Educational Loan
Consumer Loan
Energy Loan

Micro-insurance

3
Micro term life insurance (loan coverage on natural death; 200% of loan on accidental death; disability compensation)
Livestock insurance (via Deposit and Credit Guarantee Corporation; 80% of loan on verified animal death)
Life insurance through partner life insurance company

Digital & e-services

Internet banking
Fonepay QR
connectIPS
RTGS
Locker
Demat / DP
C-ASBA (IPO)
Trade finance (LC)

Deposit and loan rates effective Asar 2083, aggregated from the bank's published disclosures; card figures are indicative. Confirm with the bank before applying.