Nirdhan Utthan Laghubitta
Naxal, Bhagwati Bahal, Kathmandu, Nepal ·
A Nepal Rastra Bank Class-D microfinance institution providing group-based and individual financial services to low-income and rural members across all 77 districts.
Rates at a glance
Deposit rates
| Product | Type | Tenor | Depositor | Rate p.a. |
|---|---|---|---|---|
| Remittance / Special Savings | Remittance | — | individual | 8.50% |
| Member Fixed Deposit | Fixed | 1yr–1yr | individual | 7.50% |
| Member Fixed Deposit | Fixed | 2yr–2yr | individual | 7.50% |
| Member Fixed Deposit | Fixed | 6mo–6mo | individual | 7.50% |
| Member Fixed Deposit | Fixed | 2yr–2yr | institutional | 7.50% |
| Member Savings | Normal Savings | — | individual | 7.50% |
| Member Fixed Deposit | Fixed | 1yr–1yr | institutional | 7.50% |
Loan rates
| Product | Effective rate | Base | Premium |
|---|---|---|---|
| General Loan | 14.38% (fixed) | — | — |
| Seasonal (Agriculture) Loan | 14.38% (fixed) | — | — |
| Tube-well / Irrigation Loan | 14.38% (fixed) | — | — |
| Dairy / Livestock Loan | 14.38% (fixed) | — | — |
| Farm Equipment Loan | 14.38% (fixed) | — | — |
| Housing Loan (Construction/Repair/Purchase) | 14.38% (fixed) | — | — |
| Foreign Employment Loan | 14.38% (fixed) | — | — |
| Microenterprise Loan | 14.38% (fixed) | — | — |
| Energy Loan (Biogas, Solar) | 14.38% (fixed) | — | — |
| Education Loan | 14.38% (fixed) | — | — |
| Emergency Loan | 10.00% (fixed) | — | — |
| Mobile Loan | 14.38% (fixed) | — | — |
| Business Rehabilitation Loan | 14.38% (fixed) | — | — |
| Business Expansion Loan | 14.38% (fixed) | — | — |
About Nirdhan
Nirdhan Utthan Laghubitta Bittiya Sanstha was established in November 1998 and began operations in July 1999, growing out of the NIRDHAN NGO microfinance program started in 1993 by Dr. Harihar Dev Pant after he was inspired by Grameen Bank in Bangladesh. It serves the poor in under-served and un-served areas using the Grameen Bank group-lending model and its own Self-Reliant Group methodology, with individual loans available to group graduates. The institution operates through 185 branch offices, 10 regional offices and over 23,000 centers, offering micro-loans, member savings, micro-insurance and remittance services. Its mission is to extend financial services and social awareness to the poor in a sustainable manner.
Source: www.nirdhan.com.np
Contact
- Head office
- Naxal, Bhagwati Bahal, Kathmandu, Nepal
- Phone
- 977-01-4513794, 977-01-4513840, Toll-Free 18105000063
- [email protected]
- Website
- https://nirdhan.com.np
Products & Services
Savings/Deposits
15Loans
14Micro-insurance
2Remittance
5Digital
2Other
2Digital & e-services
Deposit and loan rates effective Asar 2083, aggregated from the bank's published disclosures; card figures are indicative. Confirm with the bank before applying.