Matribhumi Laghubitta
Lamkichuha-4, Kailali (corporate office: Budhanilkantha-7, Golfutar, Kathmandu) ·
Matribhumi Laghubitta is a national-level NRB Class-D microfinance institution in Nepal, formed from the merger of seven microfinance companies, providing group and individual micro-loans, member savings, micro-insurance and remittance services to low-income and rural members.
Rates at a glance
Deposit rates
| Product | Type | Tenor | Depositor | Rate p.a. |
|---|---|---|---|---|
| Member Fixed Deposit | Fixed | 15yr–15yr | individual | 13.29% |
| Member Savings | Normal Savings | — | individual | 7.50% |
| Remittance / Special Savings | Remittance | — | individual | 7.50% |
Loan rates
| Product | Effective rate | Base | Premium |
|---|---|---|---|
| Saral Karja | 14.38% (fixed) | — | — |
| Mausami Karja (Seasonal Loan) | 14.38% (fixed) | — | — |
| Akashmik Karja (Emergency Loan) | 14.38% (fixed) | — | — |
| Sulav Ghar Karja (Housing Loan) | 14.38% (fixed) | — | — |
| Baikalpik Urja Karja (Alternative Energy Loan) | 14.38% (fixed) | — | — |
| Baideshik Rojgar Karja (Foreign Employment Loan) | 14.38% (fixed) | — | — |
| Shaikshik Karja (Education Loan) | 14.38% (fixed) | — | — |
| Laghuuddhyam Karja (Micro-enterprise Loan) | 14.38% (fixed) | — | — |
| Surakshit Awash Karja (Secure Housing Loan) | 14.38% (fixed) | — | — |
About Matribhumi
Matribhumi Laghubitta Bittiya Sanstha Ltd. (MLBSL) is a national-level microfinance institution licensed by Nepal Rastra Bank as a 'D' class financial institution, incorporated as a public limited company under the Companies Act 2063. It was created through the merger of seven microfinance institutions — NRN Laghubitta, Kisan Laghubitta, Dibya Laghubitta, Creative Laghubitta, Ramarosan Laghubitta, Jalpa Laghubitta and Mahila Samudayik Laghubitta — with joint operation beginning 27 Ashar 2081 (11 July 2024). It serves low-income and rural members through micro-savings, micro-loans, micro-insurance and remittance services. Its head office is in Lamkichuha-4, Kailali, with a corporate office in Budhanilkantha, Kathmandu.
Source: matribhumimf.com.np
Contact
- Head office
- Lamkichuha-4, Kailali (corporate office: Budhanilkantha-7, Golfutar, Kathmandu)
- Phone
- 01-4372274
- [email protected]
- Website
- https://matribhumimf.com.np
Products & Services
Savings/Deposits
9Loans
9Micro-insurance
1Remittance
1Other
2Digital & e-services
Deposit and loan rates effective Asar 2083, aggregated from the bank's published disclosures; card figures are indicative. Confirm with the bank before applying.