Machhapuchchhre Bank

Premium savings account for individuals and non-profit institutions offering the highest savings interest rate.

• Minimum balance NPR 500 for individuals
• Zero balance for NGOs/trusts
• Highest interest rate in savings category
• Free ATM withdrawal anywhere in Nepal
• Free digital banking for first year
• Charges per Standard Tariff from 2nd year

Premium savings account for all age groups seeking higher returns with bundled free services.

• Minimum balance NPR 5,000
• Free first cheque book
• Free MBL M-Smart mobile banking subscription
• Free debit card
• Free Demat account opening
• 50% discount on locker charges
• Free internet banking

Basic savings account that can be opened with zero balance.

• Zero balance account opening
• Quarterly interest payment
• Free internet banking subscription

Remittance-nature savings account for Nepali citizens working abroad with foreign employment permit.

• Zero balance account opening
• Interest 4.00% p.a.
• Free Demat and Mero Share services
• Eligible for migrant worker IPO quota
• For Nepalis employed abroad with work permit

Children's savings account for minors under 18 to build future financial security.

• Zero minimum balance
• For minors under 18 years
• Digital banking under parental supervision
• Auto-converts to normal account at adulthood

Savings account in Nepali rupees for Non-Resident Nepalis.

• Zero minimum balance
• Quarterly interest payment
• 50% waiver on locker fees
• 25 bps waiver on consumer loan processing fee
• Free internet banking
• Free Visa debit card

Foreign-currency savings account with high deposit interest rates.

• Opening balance USD 10 or equivalent
• Held in convertible foreign currency

Term deposit offering higher interest than regular savings, with flexible tenures.

• Tenures from 3 months to 3 years and above
• Up to 90% loan against FD amount
• FCY fixed deposit (USD, Euro, GBP) for 2 years+
• Available to NRNs and foreign institutions
• Interest varies by tenure and deposit size

Non-interest current account for transactional banking.

• Can be opened in local and foreign currencies

Youth-focused savings account encouraging early and higher saving.

• Targeted at youth aged 18-40
• Free charges for first year
• Charges per Standard Tariff from 2nd year

Nepali-rupee term deposit designed for Non-Resident Nepalis.

Foreign-currency savings account for Non-Resident Nepalis.

Savings scheme tailored to the banking needs of MBL shareholders.

Digital savings account linked with the MBL M-Smart mobile banking platform.

Savings account designed for students.

Loan to acquire land/building or construct, renovate or extend a building.

• Loan from NPR 500K to NPR 50,000K
• Maximum tenure 25 years
• Up to 12 months moratorium/grace period
• Interest approx 7.75%-9.50% by tenure/amount
• For Nepali citizens (individuals only)
• Applicant age 21+, loan ends before age 70
• Joint-name loans allowed

Vehicle financing for new or used vehicles for personal or business use.

• Loan from NPR 500K to NPR 15,000K
• Maximum tenure 8 years
• Interest 8%-9% private and commercial
• New or second-hand vehicles
• Nepali individuals and registered businesses
• Applicant age 21+, loan ends before age 70
• Joint-name loans allowed

Secured loan to fund higher education within Nepal or abroad.

• Covers admission, tuition, travel, accommodation
• Covers health insurance and living expenses
• Maximum tenure 25 years
• Up to 5 years moratorium or course completion
• Approval within 5 working days

Loan secured against financial securities such as fixed deposits and bonds.

• Up to 90% of face value of securities
• Accepts Fixed Deposits and Bonds as collateral

Instant digital loan facility against a fixed deposit.

• Hassle-free and paperless
• Instant loan against FD
• Available via MBL M-Smart app

Financing to meet day-to-day operational and working-capital needs of businesses.

Consumer loan product offered by the bank.

Asset-financing loan under hire purchase arrangement.

Financing facility for construction contractors and contractor businesses.

Visa debit card accepted at VISA-branded ATMs and POS outlets.

• EMV chip-based card
• 5-year validity
• Accepted at VISA ATMs and POS
• Online payment activation on request

Instantly issued debit card with same functionality as a regular Visa debit card.

• Issued instantly to customers
• Functions like MBL Visa Debit Card

Revolving credit card usable at POS terminals and ATMs.

• Revolving line of credit
• Limit based on income and financial history
• Usable at POS for goods and services
• ATM cash withdrawal and balance inquiry

Prepaid travel card for spending worldwide at real-time exchange rates.

• Spend worldwide on a prepaid basis
• Real-time exchange rate
• Travel companion card

Card for individuals and companies to perform FCY e-commerce transactions.

• For dollar e-commerce transactions
• FCY transactions per NRB circulars
• For individuals and companies

Credit card product designed for students.

Credit card for international usage.

Official mobile banking app for banking anywhere within Nepal.

• Available on iOS and Android
• QR scan and pay
• Fund transfers via MBL/Fonepay networks
• Utility bill payments and top-ups
• Open fixed deposit and loan against FD
• 128-bit SSL encryption

Web-based online banking to perform banking activities via a browser.

• Banking from home or office
• Accessed via web browser
• Avoids branch queues and delays

Online real-time remittance system to send money to Nepal from worldwide.

• Online, real-time web-based system
• Cash payout at 165 branches
• 20,000+ payout locations across Nepal
• Instant credit to any Nepal bank account via Smart Pay
• Partners: Western Union, IME, MoneyGram, Prabhu, Xpress Money

Mobile wallet remittance service launched with Times Remit and AMV Tel.

• Mobile wallet for receiving remittance
• Partnership with Times Remit and AMV Tel

LC facilities for businesses and contractors to purchase materials domestically or abroad.

• For domestic and foreign procurement
• Serves construction firms and contractors
• LC application and amendment forms available

Guarantee facilities for domestic and international contractors on high-value projects.

• Counter guarantees for foreign customers
• Performance bonds
• Advance payment guarantees
• Dedicated Bank Guarantee Cell