Kalika Laghubitta
Buddhachowk, Pokhara-10, Kaski, Nepal ·
Kalika Laghubitta Bittiya Sanstha is an NRB Class-D microfinance institution providing collateral-free and collateral-based microcredit, member savings and remittance services to economically deprived rural communities across Nepal.
Rates at a glance
Deposit rates
| Product | Type | Tenor | Depositor | Rate p.a. |
|---|---|---|---|---|
| Member Savings | Normal Savings | — | individual | 7.50% |
Loan rates
| Product | Effective rate | Base | Premium |
|---|---|---|---|
| Agricultural and livestock farming loan (with/without collateral) | 14.10% (fixed) | — | — |
| Business loan (with/without collateral) | 14.10% (fixed) | — | — |
| Women entrepreneur loan | 14.10% (fixed) | — | — |
| Foreign employment loan | 14.10% (fixed) | — | — |
| Alternative energy loan | 14.10% (fixed) | — | — |
| Seasonal loan | 14.10% (fixed) | — | — |
| Emergency loan | 14.10% (fixed) | — | — |
| Home construction loan (with collateral) | 14.10% (fixed) | — | — |
About Kalika
Kalika Laghubitta Bittiya Sanstha Ltd. is a 'D' class microfinance institution licensed by Nepal Rastra Bank under the Bank and Financial Institution Act, 2063, and began financial transactions on Bhadra 4, 2067 BS (2010). It extends micro-loans to the economically deprived of different ethnic groups and religions in rural areas, both with and without collateral, on the basis of mutual cooperation, trust, participation and accountability. The institution operates through a network of 107 branches spread across 48 districts of Nepal. Alongside microcredit it mobilises member savings and offers remittance, skill-development and financial-literacy programs.
Source: www.kalikabank.com.np
Contact
- Head office
- Buddhachowk, Pokhara-10, Kaski, Nepal
- Phone
- 061-434412 / 061-434415
- [email protected]
- Website
- https://kalikabank.com.np
Products & Services
Savings/Deposits
6Loans
8Remittance
1Other
3Digital & e-services
Deposit and loan rates effective Asar 2083, aggregated from the bank's published disclosures; card figures are indicative. Confirm with the bank before applying.