Janautthan Samudayik Laghubitta
Butwal-10, Kalikachowk, Rupandehi, Nepal ·
A Nepal Rastra Bank-licensed Class "D" microfinance institution providing group-based savings, micro-loans, remittance and micro-insurance to low-income and rural communities across 19 districts.
Rates at a glance
Deposit rates
| Product | Type | Tenor | Depositor | Rate p.a. |
|---|---|---|---|---|
| Member Savings | Normal Savings | — | individual | 7.36% |
Loan rates
| Product | Effective rate | Base | Premium |
|---|---|---|---|
| General Loan | 14.38% (fixed) | 12.86% | — |
| Occupational Loan | 14.38% (fixed) | 12.86% | — |
| Seasonal Loan | 14.38% (fixed) | 12.86% | — |
| Agricultural and Livestock Loan | 14.38% (fixed) | 12.86% | — |
| Micro Enterprise Loan | 14.38% (fixed) | 12.86% | — |
| Housing Loan | 14.38% (fixed) | 12.86% | — |
| Emergency Loan | 14.38% (fixed) | 12.86% | — |
| Educational Loan | 14.38% (fixed) | 12.86% | — |
| Foreign Employment Loan | 14.38% (fixed) | 12.86% | — |
| Commodity Purchase Loan | 14.38% (fixed) | 12.86% | — |
| Alternative Energy Loan | 14.00% (fixed) | 12.86% | — |
| Collateral Loan | 14.25% (fixed) | 12.86% | — |
About Janautthan
Janautthan Samudayik Laghubitta Bittiya Sanstha Limited is a Class "D" (laghubitta) microfinance institution headquartered in Butwal, Rupandehi, registered in April 2010 and commencing operations in November 2010. Describing itself as a third-generation microfinance institution focused on "Building an Inclusive Financial System – Extending Services to the Poorest of the Poor," it serves marginalized rural populations through member-based group lending. It offers savings schemes, micro-loans, remittance services and micro-insurance across 19 districts via a network of branches.
Source: www.jucbank.com.np
Contact
- Head office
- Butwal-10, Kalikachowk, Rupandehi, Nepal
- Phone
- 071-438171
- [email protected]
- Website
- https://www.jucbank.com.np
Products & Services
Savings/Deposits
8Loans
12Remittance
1Micro-insurance
1Digital & e-services
Deposit and loan rates effective Asar 2083, aggregated from the bank's published disclosures; card figures are indicative. Confirm with the bank before applying.