Green Development Bank
Harishankar Road, Baglung Municipality-2, Baglung, Gandaki Province, Nepal ·
Green Development Bank Limited (GRDBL) is a Nepali Class-B national-level development bank headquartered in Pokhara, operating under the slogan "Partnering for Prosperity."
Rates at a glance
Deposit rates
| Product | Type | Tenor | Depositor | Rate p.a. |
|---|---|---|---|---|
| Fixed Deposit | Fixed | 2yr+ | individual | 7.25% |
| Fixed Deposit | Fixed | 1yr–23mo | individual | 7.00% |
| Remittance Savings | Remittance | — | individual | 6.75% |
| Fixed Deposit | Fixed | 6mo–6mo | individual | 6.25% |
| Fixed Deposit | Fixed | 3mo–3mo | individual | 5.75% |
| Fixed Deposit | Fixed | 4yr+ | institutional | 5.00% |
| Fixed Deposit | Fixed | 2yr–4yr | institutional | 4.75% |
| Normal Savings | Normal Savings | — | individual | 3.75% |
| Fixed Deposit | Fixed | 1yr–2yr | institutional | 3.00% |
| Fixed Deposit | Fixed | 6mo–1yr | institutional | 2.75% |
Loan rates
| Product | Effective rate | Base | Premium |
|---|---|---|---|
| Loan Against Fixed Deposit | 9.36%–9.36% | 7.36% | +2.00%–2.00% |
About Green
Green Development Bank Limited was incorporated in November 2012 as the first local development bank of Baglung district, established under the Bank and Financial Institution Act 2063, and was listed on the Nepal Stock Exchange (symbol GRDBL) in November 2016. It originally operated as a 5-district-level development bank covering Baglung, Myagdi, Kaski, Tanahun and Nawalpur, and has since expanded its branch network. The bank offers deposit schemes, loans and advances, remittance, card and digital banking services to individuals and businesses.
Source: greenbank.com.np
Contact
- Head office
- Harishankar Road, Baglung Municipality-2, Baglung, Gandaki Province, Nepal
- Phone
- 061-533590
- [email protected]
- Website
- https://greenbank.com.np
Products & Services
Deposits
14Green Normal Bachat
An everyday savings account with a low minimum balance.
- Minimum balance Rs. 100
- Free cheque book and debit card
- Free mobile banking and ConnectIPS
- Any-branch banking facility
- Statements issued on request
- No account closing charge
Green Special Bachat
A savings account offering higher returns with a Rs.1,000 minimum balance.
- Minimum balance Rs. 1,000
- Free cheque book and debit card
- Free mobile banking and ConnectIPS
- Any-branch banking facility
- No account closing charge
Green Samriddhi Bachat Khata
A savings account that adds a locker-rental discount.
- Minimum balance Rs. 100
- 75% discount on locker rentals
- Free cheque book and debit card
- Free mobile banking and ConnectIPS
- Any-branch banking facility
Green Yuva Bidarthi Bachat
A zero-balance savings account for youth and students.
- Zero minimum balance
- Free cheque book and debit card
- Free mobile banking and ConnectIPS
- Any-branch banking facility
- No account closing charge
Green Bal Bachat
A children's savings account with a low minimum balance.
- Minimum balance Rs. 100
- Free cheque book and mobile banking
- ConnectIPS facility
- Any-branch banking facility
- No account closing charge
Green Nari Bachat
A savings account designed for women.
- Minimum balance Rs. 100
- Free cheque book and mobile banking
- ConnectIPS facility
- Any-branch banking facility
- No account closure fees
Green Dampati Bachat
A savings account designed for couples.
- Minimum balance Rs. 500
- Free cheque book and mobile banking
- ConnectIPS facility
- Any-branch banking facility
- No account closing charge
Green Jestha Nagrik Bachat
A savings account designed for senior citizens.
- Minimum balance Rs. 1,000
- Free cheque book and mobile banking
- ConnectIPS facility
- Any-branch banking facility
- No account closing charge
Fixed Deposit
A term deposit paying a guaranteed rate over a fixed period.
- Minimum amount NPR 10,000
- Tenures of 3 months, 6 months, 1 year, 2 years and above
- Interest paid monthly, quarterly or at maturity
- Can be opened only by account holders
- Automatic renewal option on maturity
- Includes Green Kramik and Green Structured FD variants
Call Deposit
A flexible deposit allowing withdrawal on call with competitive returns.
Green Combo Bachat
A segment savings account variant.
Green Karmachari / Staff Bachat
A savings account for employees/staff.
Green Sharedhani Bachat
A savings account for shareholders.
Green Surakchya Bachat
A protection-oriented savings account variant.
Loans
12Home Loan
A housing loan for buying, building or repairing a home.
- For house/apartment purchase, construction or repair
- Eligibility: any individual or institution
- Tenure up to 25 years
- Repayment on EMI basis
- Choice of fixed or floating rate
- Doorstep service and balance-transfer facility
Hire Purchase Loan
Vehicle and equipment financing with flexible repayment.
- Eligibility: any individual or institution
- Loan period up to 7 years
- Repayment on EMI basis
- Hire purchase and finance lease options
- Flexible initial deposit and funding period
- Funds cars, commercial vehicles, machinery and equipment
- Response within 24 hours
Education Loan
A loan for students pursuing higher education in Nepal or abroad.
- Eligibility: any individual student
- Loan period up to 20 years
- Repayment on EMI basis
- Parent/guardian as co-applicant and primary debtor
- Third-party guarantee and/or collateral security
- Disbursed directly to institutions or vendors
Real Estate Loan
Financing for owner-occupied commercial real estate.
- For construction, purchase, refinance or remodeling
- Maximum 70% loan-to-value including fees
- Lump sum for purchases; staged disbursal for construction
- Fully amortizing or balloon payment options
- Fixed or variable interest rate
- Secured by the financed real estate
Loan Against FD
A facility to borrow against a fixed deposit without breaking it.
- Limit up to 90% of deposit value
- Interest only +2% over the FD rate
- Tenure not exceeding FD maturity
- Available against same-household deposits
- Easy, hassle-free documentation
Share Loan
A short-term loan for purchasing shares.
- Purpose: share purchase
- Loan period up to 1 year
- Repayment upon maturity
- Eligibility based on repayment capacity
Agriculture Loan
A loan for agricultural purposes.
- Purpose: agriculture
- Eligibility: any individual or institution
- Period up to 1 year except term loan
- Repayment on EMI basis or upon maturity
Business Loan
Flexible business financing where interest is paid only on funds used.
- Borrow an amount to suit you
- Pay interest only on funds used
- Eligibility: sole trader, partner or director, age 18+
- For business purposes
- Arrangement fee based on borrowing amount
Overdraft Loan
A revolving overdraft facility for businesses.
- Borrow an amount to suit you
- Pay interest only on funds used
- Eligibility: sole trader, partner or director, age 18+
- Arrangement fee negotiated individually
- Overdraft maintained while within agreed terms
Foreign Employment Loan
A loan to support individuals seeking employment abroad.
Deprived Sector Loan
A deprived-sector lending product per regulatory requirements.
Business Overdraft
An overdraft facility for business customers.
Cards
1Chip-Based SCT Debit Card
A chip debit card for ATM withdrawals and cashless purchases in Nepal and India.
- Chip-based with advanced fraud security
- Accepted at SCT ATMs and merchants nationwide
- Usable at 10,000+ POS terminals in Nepal
- Accepted at UPI ATMs/POS in India
- Max daily withdrawal NPR 50,000
- Max per-transaction withdrawal NPR 16,000
- Free withdrawals at own ATMs and free POS
Digital & e-services
3Green Smart Mobile Banking
A mobile app for banking anytime, anywhere.
- Balance inquiry and mini-statements
- Fund transfer within bank and to member banks
- FonePay interbank transfers (48 institutions)
- Utility bill payments and mobile top-ups
- eSewa load and merchant payments
- Transaction alerts; cheque book and PIN requests
- Daily limit 10 transactions, max Rs. 50,000 each
ConnectIPS
A single payments platform linking bank accounts for transfers and bill payments.
- Link bank accounts for payments
- Fund transfers and biller payments
- Citizen-to-government payments
- Customer-to-business payments
- Peer-to-peer transfers
ATM Services
ATM cash access via the SCT network.
- Access via SCT ATM network nationwide
- Free cash withdrawals at own ATMs
Remittance
1Remittance Service
Domestic and inbound money transfer services via partner agencies from any branch.
- Available at head office and all branches
- Partners include IME, Prabhu and City Express
- Western Union and MoneyGram supported
- Himal Remit, Hulas Remit, Samsara Remit
- Sanima Xpress, Nabil Remit, Nepal Remit
- iPay Remit and eSewa Remit
Trade Finance
2Bid Bond
A guarantee discouraging bidders from withdrawing or amending tenders.
- Protects against tender withdrawal before expiry
- Prevents unauthorized tender amendments
- Ensures contract acceptance by winning bidder
- Acts as a penalty bond for defaults
- Valid from issuance to contract signing
- Returned for cancellation to unsuccessful bidders
Performance Bond
A guarantee that the applicant will fulfill contractual obligations.
- Guarantees performance from start to completion
- Bank pays beneficiary if applicant defaults
- Can be structured per contract stage
- Valid through contract completion
Digital & e-services
Deposit and loan rates effective Asar 2083, aggregated from the bank's published disclosures; card figures are indicative. Confirm with the bank before applying.