Goodwill Finance Ltd

A transactional interest-bearing savings account with flexible withdrawals and transfers.

• Interest-bearing savings account
• Withdraw or transfer funds anytime
• Multiple access channels
• Clearing house facility
• Free ABBS facility

A savings account offering premium interest rates for higher balances.

• Premium interest rates
• Free debit card
• Free mobile/SMS banking
• Free ABBS facility
• Clearing house facility

A children's savings account to build an early financial foundation for minors.

• Designed for children/minors
• SMS banking facility
• Free ABBS facility
• Clearing house facility
• Opened via guardian with birth registration

A savings account offering higher returns exclusively for Nepalese women.

• For women only
• Higher returns
• Free mobile/SMS banking
• Free locker charges
• Debit card facility
• Free ABBS facility

A salary account giving employees convenient access to wages plus added banking benefits.

• For salaried employees
• Free debit card
• Free mobile/SMS banking
• Free locker charges
• Free ABBS facility

A deposit account tailored to MBA graduates transitioning into entrepreneurship.

• Targeted at MBA graduates
• Free mobile/SMS banking
• Debit card facility
• Free ABBS facility
• Clearing house facility

A one-time lump-sum deposit for a fixed term with guaranteed returns.

• Term 3 months to 5 years
• Minimum deposit Rs. 10,000
• Loan up to 90% of deposit value
• Guaranteed returns, principal protected
• Free bank statement on demand

A monthly savings plan paying a lump sum with guaranteed returns at maturity.

• Fixed monthly deposits
• Lump-sum payout at maturity
• Guaranteed returns
• Requires active saving deposit account
• Standard recurring account opening form

A flexible deposit allowing transactions across any Goodwill Finance branch.

• Transact from any branch
• Hassle-free account management
• Available at current and new branches

A current account for transacting easily across Goodwill Finance branches.

• Transact from any branch
• Flexible banking options
• Seamless branch-network access

A flexible deposit enabling transactions at any Goodwill Finance branch.

• Transact across any branch
• Available at current and future locations
• Accessible through branch network

Financing to purchase, construct, or invest in residential property.

• For buying, building or investing in homes
• Supports first-home purchase and new construction
• Competitive interest rates
• Flexible repayment arrangements
• Simplified application process

A secured loan against pledged gold for personal, educational, or business needs.

• Secured against pledged gold
• Quick processing, minimal documentation
• Competitive interest rates
• Eligibility: gold owners with steady income
• For personal, educational or business needs

Vehicle financing for new or used vehicles for personal or commercial use.

• Finances new and reconditioned/used vehicles
• Personal or commercial vehicles
• Fast approval timeline
• Flexible terms
• Competitive interest rates

Financing for students' education expenses in Nepal or abroad.

• Covers tuition, admission and exam fees
• Covers books, materials and instruments
• For study in Nepal or abroad
• Various levels and institutions
• Requires offer letter and income proof

A flexible loan giving quick access to funds for personal needs.

• Hassle-free application
• Quick fund disbursement
• Flexible loan terms
• For medical, education, travel or renovation
• Available at all branches

Financing for crop production, livestock, and farm operations per NRB guidelines.

• Credit for crop production
• Finances tools, machinery and infrastructure
• Short-term allied agriculture loans
• Aligned with NRB guidelines
• Requires land documents and ward certification

Borrow against your fixed deposit while it continues earning interest.

• No need to break the fixed deposit
• FD keeps earning interest
• For personal and business needs
• Requires FD certificate
• Working capital, asset or equity use

A loan secured against government bonds held by the borrower.

A line of credit using approved shares as collateral for investment.

• Approved shares pledged as collateral
• Borrow without liquidating assets
• Maintain portfolio control
• Requires Demat statement
• For investment opportunities

Financing to start, expand, or modernize industrial operations.

• For new industrial ventures
• Supports expansion of existing industry
• Funds modernization of operations
• Flexible access across branches

Working capital and term financing for retail and wholesale businesses.

• Working capital financing
• Term loan for fixed assets
• Funds equipment and infrastructure
• Supports business expansion

A formal commitment to pay a third party if the applicant defaults on obligations.

• Secure promise protecting beneficiaries
• Covers business contractual obligations

An EMV chip-enabled debit card on SCT and UnionPay networks.

• EMV chip-enabled card
• SCT and UnionPay (UPI) networks
• Accepted at most ATMs in Nepal and India
• Cash withdrawal and fast cash
• Balance enquiry and PIN change
• Point of Sale (PoS) transactions

A mobile app for account access, transfers, bill payments and top-ups.

• Balance check and mini statement (30 days)
• Fund transfer between Goodwill accounts
• Utility bills: electricity, water, internet, TV
• Mobile top-ups and DishHome
• Airline bookings (Buddha, Yeti, etc.)
• Per-transaction limit NPR 200,000
• Monthly limit NPR 1,000,000

A single electronic platform for account-to-account transfers and merchant payments.

• Account-to-account fund transfers
• Government and creditor/merchant payments
• Credit card bill payments and wallet top-ups
• Share broker payments
• Web limit NPR 1,000,000
• Mobile limit NPR 100,000

Service to perform banking from any Goodwill Finance branch.

• Check balance from any branch
• Transfer funds between accounts
• Deposit or withdraw cash
• Pay bills efficiently
• No need to visit home branch

Service to transfer funds between accounts.

Cheque clearing via Nepal Clearing House for inter-bank fund transfer.

• Member of Nepal Clearing House (NRB)
• Deposit cheques at nearest branch
• Accepts cheques drawn on other member banks
• Effortless inter-bank fund transfer

Centralized service to apply for IPOs/FPOs with blocked-amount fund security.

• Apply for IPOs and FPOs
• Funds blocked, debited only if selected
• Central system linking banks and DMAT
• Available at all branches
• Launched February 2017

Secure safe-deposit locker service for valuables and documents.

• Available at Head Office (Hattisar) and Dang
• For valuables and important documents
• Secure, protected storage

Inbound money transfer service for receiving funds from abroad into Nepal.

• Receive remittances from abroad
• Partner: IME Limited
• Partner: Prabhu Money Transfer
• Partner: Prithivi Remit
• Partner: City Express
• Partner: iPay Remit
• Fast, reliable and secure transfers