Ganapati Laghubitta
Shuklagandaki-04, Dulegaunda, Tanahun, Nepal ·
A Nepal Rastra Bank Class-D microfinance institution based in Tanahun that provides collateral-free group-based and micro-enterprise financial services to marginalized, rural and deprived-sector members.
Rates at a glance
Deposit rates
| Product | Type | Tenor | Depositor | Rate p.a. |
|---|---|---|---|---|
| Member Savings | Normal Savings | — | individual | 7.50% |
Loan rates
| Product | Effective rate | Base | Premium |
|---|---|---|---|
| Micro Loan (group-based, collateral-free) | 14.10% (fixed) | 13.11% | — |
| Micro Enterprise Loan | 14.10% (fixed) | 13.11% | — |
| Seasonal Loan | 14.10% (fixed) | 13.11% | — |
| Emergency Loan | 14.10% (fixed) | 13.11% | — |
| Disaster Loan | 14.10% (fixed) | 13.11% | — |
| Renewable Energy Loan | 14.10% (fixed) | 13.11% | — |
| Education / Foreign Employment Loan | 14.10% (fixed) | 13.11% | — |
About Ganapati
Ganapati Laghubitta Bittiya Sanstha Ltd (formerly Ganapati Microfinance Bittiya Sanstha Ltd) was registered as a public limited company on June 27, 2016, obtained its NRB "D" class operating license on November 15, 2016, and commenced operations on December 9, 2016. It provides financial and non-financial services to marginalized, underprivileged and deprived-sector populations by mobilizing local skills and resources to promote entrepreneurship and income-generating activities. It operates primarily through group/center-based lending of small collateral-free micro loans alongside collateral-based micro-enterprise loans for members. The institution is headquartered in Shuklagandaki Municipality, Dulegaunda, Tanahun and operates a network of branches mostly outside the Kathmandu valley.
Source: ganapatimicro.com.np
Contact
- Head office
- Shuklagandaki-04, Dulegaunda, Tanahun, Nepal
- Phone
- 065-414247
- [email protected]
- Website
- https://ganapatimicro.com.np
Products & Services
Savings/Deposits
7Loans
7Micro-insurance
1Remittance
1Digital & e-services
Deposit and loan rates effective Asar 2083, aggregated from the bank's published disclosures; card figures are indicative. Confirm with the bank before applying.