Dhaulagiri Laghubitta
Baglung Municipality 2, Shreenagar Tole, Baglung, Nepal ·
A national-level NRB Class-D microfinance institution (Laghubitta Bittiya Sanstha) based in Baglung that delivers group and individual micro-loans, member savings, and micro-insurance to economically disadvantaged people in rural and semi-urban Nepal.
Rates at a glance
Deposit rates
| Product | Type | Tenor | Depositor | Rate p.a. |
|---|---|---|---|---|
| Member Savings | Normal Savings | — | individual | 7.50% |
Loan rates
| Product | Effective rate | Base | Premium |
|---|---|---|---|
| General Loan (Sadharan Karja) - collateral-free income-generating loan NPR 70,000-150,000 | 14.10% (fixed) | 14.13% | — |
| Business Loan (Byabasayik Karja) - 5-member commercial group, female entrepreneurs NPR 200,000-500,000 | 14.10% (fixed) | 14.13% | — |
| Discipline Loan (Anusasan Karja) - after two general loan cycles | 14.10% (fixed) | 14.13% | — |
| Emergency Loan (Akasmik Karja) - medical/death/childbirth/disaster NPR 5,000-10,000 | 14.10% (fixed) | 14.13% | — |
| Collateral Loan (Dhito Karja) - against land/house NPR 500,000-700,000+ | 14.10% (fixed) | 14.13% | — |
| Seasonal Loan (Mausami Karja) | 14.10% (fixed) | 14.13% | — |
| Dhaulagiri Self-Employment Loan (Dhaulagiri Swarojgar Karja) - up to NPR 700,000, 12-72 months | 15.00% (fixed) | 14.13% | — |
About Dhaulagiri
Dhaulagiri Laghubitta Bittiya Sanstha Limited (DLBS) was established on 3 July 2018 and licensed by Nepal Rastra Bank as a national-level "D" class microfinance institution on 19 February 2019. Headquartered in Baglung, it provides inclusive and sustainable microfinance services to the economically active poor and underserved rural and semi-urban population. It operates through member-based group lending and collateral-free micro-loans for income-generating activities, complemented by member savings, micro-insurance, and digital banking. Its stated vision is to be a pioneer microfinance institution committed to improving quality of life through inclusive microfinance.
Source: dhaulagiribank.com
Contact
- Head office
- Baglung Municipality 2, Shreenagar Tole, Baglung, Nepal
- Phone
- 068-520905, 068-524351
- [email protected]
- Website
- https://dhaulagiribank.com
Products & Services
Savings/Deposits
8Loans
7Micro-insurance
1Digital
3Digital & e-services
Deposit and loan rates effective Asar 2083, aggregated from the bank's published disclosures; card figures are indicative. Confirm with the bank before applying.